Looking to Move? These Are the 20 Best States to Live In

The skyline of Boston, Massachusetts.
The skyline of Boston, Massachusetts.
Sean Pavone/iStock via Getty Images

To a certain extent, identifying the “best” states to live in is wide open to interpretation. If your happiness is contingent upon the opportunity to shred gnarly waves, for example, chances are low that Kansas would even crack the top 40 on your personal list.

Having said that, some metrics for evaluating the nifty 50 aren’t so subjective—and it’s not only about income, either. To find out which states are “good” to live in, financial news website 24/7 Wall St. devised a rating system based on a few of these universally good qualities: Life expectancy at birth, bachelor’s degree attainment, and poverty rate. After all, a state with a high number of healthy, educated, financially stable people seems like a place you’d want to live, right?

The rating system is based on the United Nations Development Programme’s Human Development Index, which aims to assess the well-being of a nation’s population through similar statistics: Life expectancy at birth, mean years of schooling for adults over 25, and gross national income per capita.

Based on 24/7 Wall St.’s study, Massachusetts took the top spot. Of all residents aged 25 and older, 44.5 percent have at least a bachelor’s degree—the highest rate of any state. Their 10 percent poverty rate is the eighth lowest in the nation, and life expectancy at birth is 80.4 years, which beats the national average (79.1 years) by more than a year.

As far as regional trends go, Massachusetts isn’t alone in its greatness. Almost the entire Northeast ranks in the top 20, including New Jersey, Connecticut, Maryland, New Hampshire, Vermont, New York, and Rhode Island.

The number-two spot went to Colorado—low on surfing opportunities, perhaps, but plenty of gnarly slopes to shred—which actually edged out Massachusetts in life expectancy (80.5 years) and poverty rate (9.6 percent). Its neighbors in Utah and Nebraska made the top 20, too.

24/7 Wall St. also points out the cyclical nature of these metrics. People with advanced degrees earn more money, which they use to afford better healthcare and establish healthier lifestyles, so they live longer.

Then again, a high number of college graduates means nothing if you’re mainly just looking to settle down near the nation’s best roller coasters or curiosity shops (none of which, by the way, are located in Massachusetts). As for those of you looking for that perfect wave? Hawaii claimed the fourth spot.

Scroll on to see if your home state ranks in the top 20, and read more about 24/7 Wall St.’s study here.

  1. Massachusetts

  1. Colorado

  1. New Jersey

  1. Hawaii

  1. Connecticut

  1. Minnesota

  1. Maryland

  1. New Hampshire

  1. Washington

  1. Virginia

  1. Utah

  1. Vermont

  1. New York

  1. California

  1. Nebraska

  1. Illinois

  1. Rhode Island

  1. Oregon

  1. North Dakota

  1. Wisconsin

Why You Should Never Charge Your Phone in Public USB Ports Without a USB Data Blocker

Creative-Family/iStock via Getty Images
Creative-Family/iStock via Getty Images

The USB charging ports that have popped up at airports, coffee shops, and even outdoor stations around cities in recent years are definitely a lifesaver when your smartphone is down to its last bit of juice. A dead phone is annoying at best and downright dangerous at worst, so it’s totally understandable why you’d jump at the chance to revive it at your earliest opportunity.

However, those public ports might not be as benevolent as they seem. According to Afar, hackers can load malware onto those stations—or on the cables left plugged into the stations—which can then deliver passwords and other data right from your device to the hacker’s. If you have used a public port recently, don’t panic; TechCrunch reports that these cases are fairly rare. Having said that, it’s definitely better not to risk it, especially considering what a nightmare it would be to have your identity stolen.

The Los Angeles County District Attorney’s Office explains that the easiest way to prevent becoming a victim of this type of scam, often referred to as juice-jacking, is simply to abstain from using public USB charging ports. Instead, invest in a portable charger, or plug your own charger into an actual AC power outlet.

But unoccupied power outlets are notoriously hard to come by in public places, and portable chargers themselves can also run out of battery life. Luckily, there’s a small, inexpensive device called a data blocker that will enable you to use public USB charging ports without worrying about juice-jacking. It looks a little like a flash drive with an extra slot, but it lacks the two wires usually found in USB chargers that can download and upload data. That way, your device will charge without transferring any information.

You can get two of them for $11 from Amazon here.

[h/t Afar]

Mental Floss has affiliate relationships with certain retailers and may receive a small percentage of any sale. But we choose all products independently and only get commission on items you buy and don’t return, so we’re only happy if you’re happy. Thanks for helping us pay the bills!

12 Creative Ways to Spend Your FSA Money Before the Deadline

stockfour/iStock via Getty Images
stockfour/iStock via Getty Images

If you have a Flexible Spending Account (FSA), chances are, time is running out for you to use that cash. Depending on your employer’s rules, if you don’t spend your FSA money by the end of the grace period, you potentially lose some of it. Lost cash is never a good thing.

For those unfamiliar, an FSA is an employer-sponsored spending account. You deposit pre-tax dollars into the account, and you can spend that money on a number of health care expenses. It’s kind of like a Health Savings Account (HSA), but with a few big differences—namely, your HSA funds roll over from year to year, so there’s no deadline to spend it all. With an FSA, though, most of your funds expire at the end of the year. Bummer.

The good news is: The law allows employers to roll $500 over into the new year and also offer a grace period of up to two and a half months to use that cash (March 15). Depending on your employer, you might not even have that long, though. The deadline is fast approaching for many account holders, so if you have to use your FSA money soon, here are a handful of creative ways to spend it.

1. Buy some new shades.

Head to the optometrist, get an eye prescription, then use your FSA funds to buy some new specs or shades. Contact lenses and solution are also covered.

You can also buy reading glasses with your FSA money, and you don’t even need a prescription.

2. Try acupuncture.

Scientists are divided on the efficacy of acupuncture, but some studies show it’s useful for treating chronic pain, arthritis, and even depression. If you’ve been curious about the treatment, now's a good time to try it: Your FSA money will cover acupuncture sessions in some cases. You can even buy an acupressure mat without a prescription.

If you’d rather go to a chiropractor, your FSA funds cover those visits, too.

3. Stock up on staples.

If you’re running low on standard over-the-counter meds, good news: Most of them are FSA-eligible. This includes headache medicine, pain relievers, antacids, heartburn meds, and anything else your heart (or other parts of your body) desires.

There’s one big caveat, though: Most of these require a prescription in order to be eligible, so you may have to make an appointment with your doctor first. The FSA store tells you which over-the-counter items require a prescription.

4. Treat your feet.

Give your feet a break with a pair of massaging gel shoe inserts. They’re FSA-eligible, along with a few other foot care products, including arch braces, toe cushions, and callus trimmers.

In some cases, foot massagers or circulators may be covered, too. For example, here’s one that’s available via the FSA store, no prescription necessary.

5. Get clear skin.

Yep—acne treatments, toner, and other skin care products are all eligible for FSA spending. Again, most of these require a prescription for reimbursement, but don’t let that deter you. Your doctor is familiar with the rules and you shouldn’t have trouble getting a prescription. And, as WageWorks points out, your prescription also lasts for a year. Check the rules of your FSA plan to see if you need a separate prescription for each item, or if you can include multiple products or drug categories on a single prescription.

While we’re on the topic of faces, lip balm is another great way to spend your FSA funds—and you don’t need a prescription for that. There’s also no prescription necessary for this vibrating face massager.

6. Fill your medicine cabinet.

If your medicine cabinet is getting bare, or you don’t have one to begin with, stock it with a handful of FSA-eligible items. Here are some items that don’t require a prescription:

You can also stock up on first aid kits. You don’t need a prescription to buy those, and many of them come with pain relievers and other medicine.

7. Make sure you’re covered in the bedroom.

Condoms are FSA-eligible, and so are pregnancy tests, monitors, and fertility kits. Female contraceptives are also covered when you have a prescription.

8. Prepare for your upcoming vacation.

If you have a vacation planned this year, use your FSA money to stock up on trip essentials. For example:

9. Get a better night’s sleep.

If you have trouble sleeping, sleep aids are eligible, though you’ll need a prescription. If you want to try a sleep mask, many of them are eligible without a prescription. For example, there’s this relaxing sleep mask and this thermal eye mask.

For those nights you’re sleeping off a cold or flu, a vaporizer can make a big difference, and those are eligible, too (no prescription required). Bed warmers like this one are often covered, too.

Your FSA funds likely cover more than you realize, so if you have to use them up by the deadline, get creative. This list should help you get started, and many drugstores will tell you which items are FSA-eligible when you shop online.

10. Go to the dentist.

While basics like toothpaste and cosmetic procedures like whitening treatments aren’t FSA eligible, most of the expenses you incur at your dentist’s office are. That includes co-pays and deductibles as well as fees for cleanings, x-rays, fillings, and even the cost of braces. There are also some products you can buy over-the-counter without ever visiting the dentist. Some mouthguards that prevent you from grinding your teeth at night are eligible, as are cleaning solutions for retainers and dentures.

11. Try some new gadgets.

If you still have some extra cash to burn, it’s a great time to try some expensive high-tech devices that you’ve been curious about but might not otherwise want to splurge on. The list includes light therapy treatments for acne, vibrating nausea relief bands, electrical stimulation devices for chronic pain, cloud-connected stethoscopes, and smart thermometers.

12. Head to Amazon.

There are plenty of FSA-eligible items available on Amazon, including items for foot health, cold and allergy medication, eye care, and first-aid kits. Find out more details on how to spend your FSA money on Amazon here.

Mental Floss has affiliate relationships with certain retailers and may receive a small percentage of any sale. But we choose all products independently and only get commission on items you buy and don't return, so we're only happy if you're happy. Thanks for helping us pay the bills!

SECTIONS

arrow
LIVE SMARTER