25 of the Best Places to Retire Early in America

Maine's Portland Head Lighthouse.
Maine's Portland Head Lighthouse.
iStock/sara_winter

Retirement is a word we often associate with sun-loving sexagenarians and beyond who are living out their glory years in a Florida bungalow. To many, it's a luxury afforded only to those seasoned professionals who did their time in the workforce. But Kiplinger, the nearly 100-year-old publication focused on personal finance and business forecasts, says otherwise. The site recently reported how, with careful planning, a person could successfully retire early.

By “retiring early,” the site is referring to a retirement age of around 45, not 25 (sorry, to all you hopeful Millennials out there). While there is some taboo surrounding a person’s decision to move forward with such a choice, those who have actually done it have praised its many benefits. So what kind of careful planning would allow for someone to achieve such a goal?

According to Kiplinger, one of the best ways to successfully quit your day job while you're still in your 40s is to settle in a place where the living conditions—including cost of living, tax rates, and income opportunities—allow you to keep busy and remain financially solvent. To help out, Kiplinger released a list of the best places in each state for early retirement, factoring in such variables as the health of each state's economy, taxes on retirees, poverty rates within the retirement demographic, and certain population data.

Listed alphabetically by state, cities and towns with higher concentrations of residents aged 45 to 64 were also favored. Here are 25 of Kiplinger's 50 best places.

  1. Huntsville, Alabama

  1. Lake Havasu City, Arizona

  1. San Francisco, California

  1. New Milford, Connecticut

  1. Tampa, Florida

  1. Kapaa, Hawaii

  1. Champaign-Urbana, Illinois

  1. Des Moines, Iowa

  1. Louisville, Kentucky

  1. Portland, Maine

  1. Pittsfield, Massachusetts

  1. Minneapolis, Minnesota

  1. St. Louis, Missouri

  1. Omaha, Nebraska

  1. Manchester, New Hampshire

  1. Albuquerque, New Mexico

  1. Raleigh, North Carolina

  1. Cincinnati, Ohio

  1. Portland, Oregon

  1. Providence, Rhode Island

  1. Pierre, South Dakota

  1. Sherman, Texas

  1. Burlington, Vermont

  1. Seattle, Washington

  1. Green Bay, Wisconsin

To check out the full list of 50, visit Kiplinger's website.

10 Simple Tricks for Charging Your Smartphone Faster

Makidotvn, iStock via Getty Images
Makidotvn, iStock via Getty Images

Smartphones always seem to reach low power at the least convenient moments possible. If you've ever urged your device to charge faster in the minutes before a phone interview or when you're about to board a plane, you can relate. While the easiest way to avoid this scenario is to plug in your device before the battery dips into the danger zone, if you've already reached this point, there are simple ways to speed up the charging process.

Some hacks for charging a phone faster involve steps you can take in anticipation of the next time you're surviving on minimum energy. Certain gadgets, like special chargers and battery packs, will power-up your device more efficiently than others. For moments when your phone is dying and all you have is your regular charging cable, adjusting your phone's settings to minimize the power it consumes also works in a pinch.

You can find some specific ways to charge your phone quickly below: 

  1. Plug it into a wall outlet instead of a USB port.
  1. Use a portable battery pack.
  1. Buy a special "fast" phone charger.
  1. Switch to low power mode.
  1. Switch to airplane mode.
  1. Let your phone drain completely on its own once a month to the extend the battery life.
  1. Close any background apps.
  1. Stop automatic app updates.
  1. Don't check your phone while it's charging
  1. Keep your phone out of the heat.

For more tricks for making your phone usage more efficient, check out these tips for typing faster.

The 20 Best States for Singles

monkeybusinessimages, iStock via Getty Images
monkeybusinessimages, iStock via Getty Images

Being single on Valentine's Day means you don't have to worry about cards, gifts, or date ideas. But if you'd like to do something romantic on February 14, your chances of snagging a date in time may depend on where you live. WalletHub crunched the numbers to create a definitive list of the best states to be single and looking for love in America.

To come up with its rankings, the personal finance site analyzed numerous data points for each state, including the proportion of single adults, nightlife and entertainment opportunities, and economic factors like cost of living. Combined, these qualities paint of picture of where you're most likely to find, afford, and enjoy a date.

Florida secured the number one position with a total score of 69.21 out of 100. Though it comes in 33rd out of the 50 states for economics, it places third for dating opportunities and fourth for romance and fun, earning it the top slot. It's followed by California with a score of 67.41 and Texas with 66.77. You can check out the top 20 states below, and see how all 50 states ranked at WalletHub.

  1. Florida // 69.21
  1. California // 67.41
  1. Texas // 66.77
  1. New York // 65.29
  1. Pennsylvania // 64.61
  1. Ohio // 63.10
  1. Illinois // 62.61
  1. Wisconsin // 61.13
  1. Massachusetts // 59.11
  1. Michigan // 58.56
  1. Arizona // 57.22
  1. New Jersey // 56.71
  1. Georgia // 56.11
  1. Colorado // 56.01
  1. North Carolina // 55.58
  1. Minnesota // 55.42
  1. Virginia // 54.98
  1. Washington // 54.76
  1. Missouri // 54.29
  1. Nevada // 53.64

The world uses Valentine's Day to celebrate romance, but you can take it as an opportunity to embrace singledom in 2020. If that's your plan, here are some vintage tips for living alone to keep in mind.

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