Splitwise App Makes Splitting the Bill for Dinner, a Trip, Household Bills, or Anything Else Easy

DragonImages/iStock via Getty Images
DragonImages/iStock via Getty Images

Whether it’s from a three-week adventure across Europe or just happy hour drinks around the corner, you’re probably familiar with the headache that is trying to split bills among groups of people. Apps like Venmo and PayPal make the actual money transfer pretty easy, but the onus is still on you to figure out who owes what—and, if you’re the generous friend who always tosses down your credit card, you know that your expectation of getting paid back isn’t always fulfilled.

Splitwise is a free app that helps you organize all of your shared expenses. First, you create a group of people, which you can categorize as “Apartment,” “House,” “Trip,” or “Other.” From there, all you have to do is enter your charges and specify how you’d like them to be split, and the app does the rest.

According to Lifehacker, you can divide bills equally, by percentage, or by amount, and you can even divide a bill equally and then adjust it so someone is paying a little more. In a nutshell, no bill-splitting scenario is too complicated for Splitwise. What if two people split your dinner check between their credit cards, but five people were at dinner? Include all five people in your group, indicate which two paid, and Splitwise will tell you how much the other three owe each of them.

Not only will the app keep you from getting confused or shortchanged, it’ll also keep track of your cumulative expenses so that you and your buddies don’t have to swap sums back and forth every time you have a drink on vacation. If your roommate covers the brunch bill on Saturday morning, for example, but you pay for concert tickets on Saturday night, Splitwise will just subtract your brunch IOU from the ticket expense, and your roommate pays the difference.

You can also upload images of receipts, set up recurring charges, and pay users through the app via Venmo or PayPal.

In addition to saving time and effort, Splitwise gets rid of the awkward gray area when it comes to deciding if things are even. Buying your friend a cup of coffee or a movie ticket isn’t usually a big deal, but those instances can leave you constantly feeling like people owe you money, or worse—wondering if other people feel like you owe them money. With Splitwise, you’ll actually know.

Download: iOS, Android

[h/t Lifehacker]

Spending a Lot On Books? This Browser Extension Tells You if They’re Available at Your Local Library

artisteer/iStock via Getty Images
artisteer/iStock via Getty Images

If your battle-worn bookcase is groaning under the weight of all the books you've bought online, let us introduce you to a delightful browser extension that you didn’t know you needed.

As CNET reports, Library Extension is a free way to automatically see if the book you’re about to purchase can be checked out from a library (or libraries) near you. After you install it here—for either Chrome or Firefox—click on the tiny stack of books that appears next to your search bar, and choose your state and public libraries from the dropdown menu. Then, search for a book on Amazon, Barnes & Noble, Audible, or Google Books, and a box along the right side of your window will tell you how many copies are available. It also works on Goodreads, so you don’t even have to be committed to buying your next great read for it to come in handy.

If you’re not picky about book formats, you can add digital catalogs from platforms like OverDrive, Hoopla, and Cloud Library in your extension preferences, and your results will list e-book and audiobook copies among the physical ones. Once you’ve found something you’d like to check out, just click “borrow” and the extension will deliver you straight to its corresponding page on the library’s website.

For veteran library patrons, navigating various catalogs to find the perfect novel might seem simple—or even a little like hunting for treasure—but it can overwhelm a novice borrower and make them stick to one-click purchasing on familiar e-commerce sites. Library Extension takes the confusion out of the process, and gives you the opportunity to save some money, too.

Though the extension will only show you books, they’re not the only things you could be borrowing—here are 11 unexpected items you might be able to check out from your local library.

[h/t CNET]

The 20 Best States to Retire in 2020

Robert Clay Reed/iStock via Getty Images
Robert Clay Reed/iStock via Getty Images

Spending your workdays dreaming of retirement? It’s the ultimate goal of any longtime office-dweller, but figuring out when you’re ready to finally take the plunge is one of many questions aspiring retirees need to ask themselves before quitting the 9-to-5 grind for good. Determining where to retire is equally important, as you’ll need to think not just about affordability, but quality of life and health care as well.

Personal finance website WalletHub crunched the numbers on all 50 states to come up with an official ranking on the best (and worst) states to retire. Their experts looked at 47 different factors and enlisted the help of a panel of experts.

Ultimately, it turns out that the idea of retiring to Florida is still very much alive. The Sunshine State took the top spot in the poll, largely because of its affordability (it came in second in that category overall, with only Alabama besting it). But spending your golden years on a beach somewhere doesn’t seem to be for everyone; while Colorado and New Hampshire certainly have their warm-weather seasons, they also accumulate plenty of snow each year—which didn’t seem to matter as they clinched the second and third positions on the list, respectively. Here are the 20 best states to retire:

  1. Florida
  2. Colorado
  3. New Hampshire
  4. Utah
  5. Wyoming
  6. Delaware
  7. Virginia
  8. Wisconsin
  9. Idaho
  10. Iowa
  11. South Dakota
  12. Montana
  13. Pennsylvania
  14. Massachusetts
  15. Ohio
  16. Minnesota
  17. Texas
  18. South Carolina
  19. North Dakota
  20. Missouri

The news was far less happy for Kentucky, which claimed the last spot on the list (followed closely by New Mexico, Rhode Island, New Jersey, and West Virginia).

You can view an interactive version of the map below, and visit WalletHub to see more detailed information on each state’s ranking.

Source: WalletHub

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