Here Are the Most and Least Expensive States for Car Insurance

iStock
iStock

Owning a car comes with plenty of hidden expenses. But there’s one extra cost you may be paying that’s especially easy to miss: On top of gas, taxes, and maintenance fees, you may be charged higher-than-average car insurance premiums depending on where you live.

As Forbes reports, Insure.com recently published its annual ranking of car insurance rates for all 50 states and Washington, D.C. Prices vary from state to state due to a variety of factors. Areas with severe weather conditions, dense populations, high percentages of uninsured drivers, and strict auto insurance laws are more likely to hike rates for their residents.

In Michigan, for example, motorists pay annual premiums of $2394—$1076 more than the national average of $1318. Insure.com attributes this to the state’s no-fault car insurance law, which requires all car owners to buy personal injury protection insurance for themselves and their family members in case of an accident. Michigan’s steep insurance costs mean many drivers simply refuse to pay them, which results in rates rising even higher in the state.

Other expensive locations on the list include Louisiana, where annual premiums average $1921, and Connecticut, with premiums averaging $1897. If you’re looking to reduce your auto costs to the bare minimum, consider moving to Maine. The state’s dispersed population and lack of destructive weather contribute to average premiums of $864, 34 percent less than the national average. You can view the full ranking below.

1. Michigan: $2394

2. Louisiana: $1921

3. Connecticut: $1897

4. Rhode Island: $1848

5. Florida: $1840

6. Washington D.C.: $1696

7. California : $1673

8. Wyoming: $1538

9. Delaware: $1526

10. Texas: $1506

11. Oklahoma: $1476

12. Georgia: $1440

13. Arkansas: $1409

14. New Jersey: $1375

15. West Virginia: $1369

16. Kentucky: $1365

17. New York: $1352

18. Colorado: $1351

19. Arizona: $1348

20. Nevada: $1342

21. Maryland: $1327

22. Mississippi: $1326

23. Pennsylvania: $1313

24. Oregon: $1308

25. Hawaii: $1294

26. North Dakota: $1291

27. South Carolina: $1286

28. Massachusetts: $1242

29. Minnesota: $1241

30. Alabama: $1226

31. Montana: $1217

32. Washington: $1216

33. New Mexico: $1201

34. Kansas: $1192

35. Tennessee: $1186

36. Illinois: $1159

37. Wisconsin: $1154

38. Alaska: $1132

39. New Hampshire: $1124

40. Nebraska: $1112

41. Missouri: $1107

42. Utah: $1068

43. South Dakota: $1058

44. Virginia: $1040

45. Indiana: $1021

46. Iowa: $1017

47. North Carolina: $1010

48. Vermont $948

49. Idaho: $942

50. Ohio: $919

51. Maine: $864

[h/t Forbes]

13 Father's Day Gifts for Geeky Dads

Amazon/Otterbox/Toynk
Amazon/Otterbox/Toynk

When in doubt, you play the hits. Watches, flasks, and ties are all tried-and-true Father’s Day gifts—useful items bought en masse every June as the paternal holiday draws near. Here’s a list of goodies that put a geeky spin on those can’t-fail gifts. We’re talking Zelda flasks, wizard-shaped party mugs, and a timepiece inspired by BBC’s greatest sci-fi series, Doctor Who. Light the “dad” signal ‘cause it’s about to get nerdy!

1. Lord of the Rings Geeki Tikis (Set of Three); $76

'Lord of The Rings' themed tiki cups.
Toynk

If your dad’s equally crazy about outdoor shindigs and Tolkien’s Middle-earth, help him throw his own Lothlórien luau with these Tiki-style ceramic mugs shaped like icons from the Lord of the Rings saga. Gollum and Frodo’s drinkware doppelgängers each hold 14 ounces of liquid, while Gandalf the Grey’s holds 18—but a wizard never brags, right? Star Wars editions are also available.

Buy it: Toynk

2. Space Invaders Cufflinks; $9

'Space Invaders' cufflinks on Amazon
Fifty 50/Amazon

Arcade games come and arcade games go, but Space Invaders has withstood the test of time. Now Pops can bring those pixelated aliens to the boardroom—and look darn stylish doing it.

Buy it: Amazon

3. Legend of Zelda Flask; $18

A 'Legend of Zelda' flask
Toynk

Saving princesses is thirsty work. Shaped like an NES cartridge, this Zelda-themed flask boasts an 8-ounce holding capacity and comes with a reusable straw. Plus, it makes a fun little display item for gamer dads with man caves.

Buy it: Toynk

4. AT-AT Family Vacation Bag Tag; $12

An At-At baggage tag
ShopDisney

Widely considered one of the greatest movie sequels ever made, The Empire Strikes Back throws a powerful new threat at Luke Skywalker and the Rebellion: the AT-AT a.k.a. Imperial Walkers. Now your dad can mark his luggage with a personalized tag bearing the war machine’s likeness.

Buy it: ShopDisney

5. Flash Skinny Tie; $17

A skinny Flash-themed tie
Uyoung/Amazon

We’ll let you know if the Justice League starts selling new memberships, but here’s the next best thing. Available in a rainbow of super-heroic colors, this skinny necktie bears the Flash’s lightning bolt logo. Race on over to Amazon and pick one up today.

Buy it: Amazon

6. Captain America Shield Apron; $20

A Captain America themed apron
Toynk

Why let DC fans have all the fun? Daddy-o can channel his inner Steve Rogers when he flips burgers at your family’s Fourth of July BBQ. Measuring 31.5 inches long by 27.5 inches wide, this apron’s guaranteed to keep the cookout Hydra-free.

Buy it: Toynk

7. Doctor Who Vortex Manipulator LCD Leather Wristwatch; $35

A Doctor Who-themed watch
Toynk

At once classy and geeky, this digital timepiece lovingly recreates one of Doctor Who’s signature props. Unlike some of the gadgets worn on the long-running sci-fi series, it won’t require any fancy chronoplasm fuel.

Buy it: Toynk

8. Wonder Woman 3-Piece Grill Set; $21

Wonder Woman three-piece gill set
Toynk

At one point in her decades-long comic book career, this Amazon Princess found herself working at a fast food restaurant called Taco Whiz. Now grill cooks can pay tribute to the heroine with these high-quality, stainless steel utensils. The set’s comprised of wide-tipped tongs, a BBQ fork, and a spatula, with the latter boasting Wonder Woman’s insignia.

Buy it: Toynk

9. Harry Potter Toon Tumbler; $10

Glassware that's Harry Potter themed
Entertainment Earth

You can never have too many pint glasses—and this Father’s Day, dad can knock one back for the boy who lived. This piece of Potter glassware from PopFun has whimsy to spare. Now who’s up for some butterbeer?

Buy it: EntertainmentEarth

10. House Stark Men’s Wallet; $16

A Game of Thrones themed watch
Toynk

Winter’s no longer coming, but the Stark family's propensity for bold fashion choices can never die. Manufactured with both inside and outside pockets, this direwolf-inspired wallet is the perfect place to store your cards, cash, and ID.

Buy it: Toynk

11. Mr. Incredible “Incredible Dad” Mug, $15

An Incredibles themed mug
ShopDisney

Cue the brass music. Grabbing some coffee with a Pixar superhero sounds like an awesome—or dare we say, incredible?—way for your dad to start his day. Mom can join in the fun, too: Disney also sells a Mrs. Incredible version of the mug.

Buy it: ShopDisney

12. Star Wars phone cases from Otterbox; $46-$56

Star Wars phone cases from OtterBox.
Otterbox

If your dad’s looking for a phone case to show off his love of all things Star Wars, head to Otterbox. Whether he’s into the Dark Side with Darth Vader and Kylo Ren, the droids, Chewbacca, or Boba Fett, you’ll be able to find a phone case to fit his preference. The designs are available for both Samsung and Apple products, and you can check them all out here.

Buy it: Otterbox

13. 3D Puzzles; $50

3D Harry Potter puzzle from Amazon.
Wrebbit 3D

Help dad recreate some of his favorite fictional locations with these 3D puzzles from Wrebbit 3D. The real standouts are the 850-piece model of Hogwarts's Great Hall and the 910-piece version of Winterfell from Game of Thrones. If dad's tastes are more in line with public broadcasting, you could also pick him up an 890-piece Downton Abbey puzzle to bring a little upper-crust elegance to the homestead.

Buy it: Hogwarts (Amazon), Winterfell (Amazon), Downton Abbey (Amazon)

At Mental Floss, we only write about the products we love and want to share with our readers, so all products are chosen independently by our editors. Mental Floss has affiliate relationships with certain retailers and may receive a percentage of any sale made from the links on this page. Prices and availability are accurate as of the time of publication.

7 Online Tech Course Programs That Will Help You Build New Career Skills

dusanpetkovic/iStock via Getty Images Plus
dusanpetkovic/iStock via Getty Images Plus

It's always a good time to build new career skills, and with these tech-related courses, you can learn anything from the basics of Python to the ins and outs of G Suite. These courses will boost your knowledge of the digital world and help you put some valuable new bullet points on your resume. Many of these courses allow you to read through the materials for free, but if you want to take advantage of graded coursework and earn a certificate of completion to include on your LinkedIn profile or resume at the end, there will be a fee of anywhere from $39 to $49.

1. UI/UX Design Specialization

In this four-class specialization on UI/UX design, you’ll discover how to design digital experiences that users can navigate with ease. Over about four months, you’ll learn the basics of visual communication and you’ll be able to practice gathering user feedback to build intuitive, attractive websites and interfaces.

Sign up on Coursera to take all four courses in this specialization for $49 a month.

2. Python for Everybody

Python is quickly gaining ground as one of the most in-demand programming languages for employers. Plus, its fans say it’s highly readable and approachable for new programmers just starting to learn a coding language. If you want to understand the basics of Python, from 101 principles to more advanced database design, these courses will get you started.

Sign up on Coursera to take all five courses in this specialization for $49 a month.

3. Data Science Professional Certificate

Data science is one of the fastest growing professions in the U.S., according to the Bureau of Labor Statistics. In this nine-course professional certificate program, you’ll start by learning basic data science methodology before moving into how to use Python and SQL to analyze and visualize data to forecast future trends. IBM estimates that you’ll complete the entire certificate in about 10 months if you commit four hours per week, but the timing is flexible enough to suit any schedule.

Sign up on Coursera to take all nine courses in this specialization for $39 a month.

4. Computer Architecture

This course, taught by an electrical engineering professor at Princeton, teaches students how to design computer hardware that supports powerful software. But be forewarned: This is an advanced class intended for students with extensive knowledge in computer science. If you’re looking for a beginner-level course, this class—also from Princeton—may be a better fit.

Sign up on Coursera for free.

5. AI for Everyone

If you’re worried that artificial intelligence will drive you out of the workforce, this course will help. Over the course of four weeks, you’ll learn the basics of what is and isn’t possible through AI—and you may even gain some ideas for how to use AI to augment your own career.

Sign up on Coursera for $49.

6. G Suite Administration Specialization

Become a Google Cloud expert with this series of courses put together by Google itself. Over about two months, you’ll learn management tactics and security guidelines for using Gmail, Google Drive, Google Docs, and Calendar. This specialization prepares participants to become G Suite administrators at their respective companies and organizations.

Sign up on Coursera to take all five courses in this specialization for $49 a month.

7. Introduction to Cloud Computing

Cloud computing is near the top of the list of skills employers are looking for, according to LinkedIn. In this introductory course, you’ll gain a basic understanding of cloud-based networks and get some practice working with IBM Cloud.

Sign up on Coursera for $49.

At Mental Floss, we only write about the products we love and want to share with our readers, so all products are chosen independently by our editors. Mental Floss has affiliate relationships with certain retailers and may receive a percentage of any sale made from the links on this page. Prices and availability are accurate as of the time of publication.