Here Are the Most and Least Expensive States for Car Insurance

iStock
iStock

Owning a car comes with plenty of hidden expenses. But there’s one extra cost you may be paying that’s especially easy to miss: On top of gas, taxes, and maintenance fees, you may be charged higher-than-average car insurance premiums depending on where you live.

As Forbes reports, Insure.com recently published its annual ranking of car insurance rates for all 50 states and Washington, D.C. Prices vary from state to state due to a variety of factors. Areas with severe weather conditions, dense populations, high percentages of uninsured drivers, and strict auto insurance laws are more likely to hike rates for their residents.

In Michigan, for example, motorists pay annual premiums of $2394—$1076 more than the national average of $1318. Insure.com attributes this to the state’s no-fault car insurance law, which requires all car owners to buy personal injury protection insurance for themselves and their family members in case of an accident. Michigan’s steep insurance costs mean many drivers simply refuse to pay them, which results in rates rising even higher in the state.

Other expensive locations on the list include Louisiana, where annual premiums average $1921, and Connecticut, with premiums averaging $1897. If you’re looking to reduce your auto costs to the bare minimum, consider moving to Maine. The state’s dispersed population and lack of destructive weather contribute to average premiums of $864, 34 percent less than the national average. You can view the full ranking below.

1. Michigan: $2394

2. Louisiana: $1921

3. Connecticut: $1897

4. Rhode Island: $1848

5. Florida: $1840

6. Washington D.C.: $1696

7. California : $1673

8. Wyoming: $1538

9. Delaware: $1526

10. Texas: $1506

11. Oklahoma: $1476

12. Georgia: $1440

13. Arkansas: $1409

14. New Jersey: $1375

15. West Virginia: $1369

16. Kentucky: $1365

17. New York: $1352

18. Colorado: $1351

19. Arizona: $1348

20. Nevada: $1342

21. Maryland: $1327

22. Mississippi: $1326

23. Pennsylvania: $1313

24. Oregon: $1308

25. Hawaii: $1294

26. North Dakota: $1291

27. South Carolina: $1286

28. Massachusetts: $1242

29. Minnesota: $1241

30. Alabama: $1226

31. Montana: $1217

32. Washington: $1216

33. New Mexico: $1201

34. Kansas: $1192

35. Tennessee: $1186

36. Illinois: $1159

37. Wisconsin: $1154

38. Alaska: $1132

39. New Hampshire: $1124

40. Nebraska: $1112

41. Missouri: $1107

42. Utah: $1068

43. South Dakota: $1058

44. Virginia: $1040

45. Indiana: $1021

46. Iowa: $1017

47. North Carolina: $1010

48. Vermont $948

49. Idaho: $942

50. Ohio: $919

51. Maine: $864

[h/t Forbes]

10 LEGO Sets For Every Type of LEGO Builder 

Amazon
Amazon

This article contains affiliate links to products selected by our editors. Mental Floss may receive a commission for purchases made through these links.

If you’re looking for a timeless gift to give this holiday season, look no further than a LEGO set. With kits that cater to a wide age range—from toddlers fine-tuning their motor skills to adults looking for a more engaged way to relax—there’s a LEGO set out there for everyone. We’ve rounded up some of our favorite sets on Amazon to help you find the LEGO box that will make your loved one smile this year. If you end up getting one for yourself too, don’t worry: we won’t tell.

1. Classic Large Creative Gift Box; $44

Amazon

You can never go wrong with a classic. This 790-piece box contains dozens of types of colored bricks so builders of any age can let their inner architect shine. With toy windows, doors, tires, and tire rims included in addition to traditional bricks, the building possibilities are truly endless. The bricks are compatible with all LEGO construction sets, so builders have the option of creating their own world or building a new addition onto an existing set.

Buy it: Amazon

2. Harry Potter Hogwarts Express; $64

Amazon

Experience the magic of Hogwarts with this buildable Hogwarts Express box. The Prisoner Of Azkaban-inspired kit not only features Hogwarts's signature mode of transportation, but also Platform 9 ¾, a railway bridge, and some of your favorite Harry Potter characters. Once the train is built, the sides and roof can be removed for play within the cars. There is a Dementor on board … but after a few spells cast by Harry and Lupin, the only ride he’ll take is a trip to the naughty list.

Buy it: Amazon

3. Star Wars Battle of Hoth; $160

Amazon

Star Wars fans can go into battle—and rewrite the course of history—by recreating a terrifying AT-AT Walker from the Battle of Hoth. Complete with 1267 pieces to make this a fun challenge for ages 10 and up, the Walker has elements like spring-loaded shooters, a cockpit, and foldout panels to reveal its deadly inner workings. But never fear: Even though the situation might look dire, Luke Skywalker and his thermal detonator are ready to save the day.

Buy it: Amazon

4. Super Mario Adventures Starter Course; $60

Amazon

Kids can play Super Mario in 3D with LEGO’s interactive set. After constructing one of the courses, young designers can turn on the electronic Mario figurine to get started. Mario’s built-in color sensors and LCD screens allow him to express more than 100 different reactions as he travels through the course. He’ll encounter obstacles, collect coins, and avoid Goomba and Bowser to the sound of the Mario soundtrack (played via an included speaker). This is a great gift for encouraging problem-solving and creativity in addition to gaming smarts.

Buy it: Amazon

5. Gingerbread House; $212

Amazon

Gingerbread houses are a great way to enjoy the holidays … but this expert-level kit takes cookie construction to a whole new level. The outside of the LEGO house rotates around to show the interior of a sweet gingerbread family’s home. Although the living room is the standout with its brick light fireplace, the house also has a kitchen, bedroom, bathroom, and outdoor furniture. A LEGO Christmas tree and presents can be laid out as the holidays draw closer, making this a seasonal treat you can enjoy with your family every year.

Buy it: Amazon

6. Elsa and Olaf’s Tea Party; $18

Amazon

LEGO isn’t just for big kids. Toddlers and preschoolers can start their LEGO journey early by constructing an adorable tea party with their favorite Frozen characters. As they set up Elsa and Olaf’s ice seats, house, and tea fixings, they’ll work on fine-motor, visual-spatial, and emotional skills. Building the set from scratch will enable them to put their own creative spin on a favorite movie, and will prepare them for building more complicated sets as they get older.

Buy it: Amazon

7. Collectible Art Set Building Kits; $120

Amazon

Why buy art when you can build it yourself? LEGO’s Beatles and Warhol Marilyn Monroe sets contain four options for LEGO art that can be built and displayed inside your home. Each kit comes with a downloadable soundtrack you can listen to while you build, turning your art experience into a relaxing one. Once you’re finished building your creation it can be exhibited within a LEGO brick frame, with the option to hang it or dismantle it to start on a new piece. If the 1960s aren’t your thing, check out these Sith and Iron Man options.

Buy it: Amazon

8. NASA Apollo Saturn V; $120

Amazon

The sky (or just the contents of your LEGO box) is the limit with LEGO’s Saturn V expert-level kit. Designed for ages 14 and up, this to-scale rocket includes three removable rocket stages, along with a command and service module, Lunar Lander, and more. Once the rocket is complete, two small astronaut figurines can plant a tiny American flag to mark a successful launch. The rocket comes with three stands so it can be displayed after completion, as well as a booklet for learning more about the Apollo moon missions.

Buy it: Amazon

9. The White House; $100

Amazon

Reconstruct the First Family’s home (and one of America’s most famous landmarks) by erecting this display model of the White House. The model, which can be split into three distinct sections, features the Executive Residence, the West Wing, and the East Wing of the complex. Plant lovers can keep an eye out for the colorful rose garden and Jacqueline Kennedy Garden, which flank the Executive Residence. If you’re unable to visit the White House anytime soon, this model is the next best thing.

Buy it: Amazon

10. Volkswagen Camper Van; $120

Amazon

Road trip lovers and camping fanatics alike will love this vintage-inspired camper. Based on the iconic 1962 VW vehicle, LEGO’s camper gets every detail right, from the trademark safari windshield on the outside to the foldable furniture inside. Small details, like a “Make LEGO Models, Not War” LEGO T-shirt and a detailed engine add an authentic touch to the piece. Whether you’re into old car mechanics or simply want to take a trip back in time, this LEGO car will take you on a journey you won’t soon forget.

Buy it: Amazon

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This All-in-One Storage Solution Can Be Used at Home or Carried on the Go

RUX/Indiegogo
RUX/Indiegogo

This article contains affiliate links to products selected by our editors. Mental Floss may receive a commission for purchases made through these links.

Whether you're looking for a durable storage solution for your garage or a roomy pack for a long camping trip, the collapsible RUX carrier can help keep your stuff safe and secure without taking up much room in your closet when you're done. And until December 10, you can support the project on Indiegogo.

The main idea of the RUX is to serve multiple purposes at once. You can carry it around like a backpack or duffle bag during a weekend trip outdoors, or you can use it as a stationary storage bin for your car or home. Despite being strong enough to hold your bulkiest gear, it only weighs around four pounds and is designed to be collapsible, so you can fold it up and slip it away afterwards. (Unfolded, the RUX comes in at 15.7 by 19.5 by 13.8 inches.)

And if you're looking to use it during more serious outdoor adventures, you can rest assured that its weatherproof construction will keep your stuff dry in the rain. There's even a window that allows you to double-check that your items are safe and sound.

RUX/Indiegogo

The RUX was created with sustainability and longevity in mind. Not only does the RUX have a lifetime warranty, but each component can also come off and be replaced easily so you can continue using the product no matter the problem. RUX is a member of 1% For The Planet, which is a group that gives back 1 percent of sales to environmental causes, even if they are not profitable.

There is still time to back the RUX campaign and reap the rewards. If you back $196, you’ll get your first RUX along with it. However, if you back $265, you’ll get one RUX, two divider totes, an EDC pouch, and two utility straps. If you back $449, you’ll get all the same things from the second level along with an extra RUX. If you want to back $515 or $725, you’ll get double or triple everything, respectively, from the second level.

The RUX campaign ends on December 10, so there is still time to back this product through Indiegogo. Shipments of RUX will hopefully start by June 2021.

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