The Quick Way to Tell If You're Affected by the Equifax Breach

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iStock

Data breach hacks have become a regular headline in recent years, as companies holding sensitive consumer information have struggled to fend off attacks from cyber-criminals. While you might be feeling indifferent about the latest—a breach of the credit monitoring firm Equifax—you should be aware that it's a particularly large e-heist, affecting nearly two-thirds of the country's population. Social security numbers and driver's license IDs were part of the haul, making identify theft a very real and looming threat for 143 million Americans.

To help consumers determine if their information was disclosed, Equifax has set up a website, www.equifaxsecurity2017.com. Users on the site can enter their name and the last six digits of their social security number and know immediately whether any personal data was breached. Equifax is also offering credit monitoring via TrustedID Premier, which can track suspicious or unauthorized activity on your credit report, provide ID theft insurance, and even scan the web for mentions of your social security number.

If your information was compromised, experts recommend taking two steps. First, consider freezing access to your credit profiles at the three major reporting bureaus—Equifax, Transunion, and Experian. That will prevent anyone (including you) from opening new accounts. Second, services like Lifelock can help walk you through remedies for any potential identity theft.

There's no easy solution for the breach, and consumers may be disheartened to hear that their exposed personal information could circulate on the black market for years to come. But monitoring your score and taking advantage of the resources offered by Equifax can help minimize the damage.

[h/t MarketWatch]

Toys “R” Us Is Officially Back in Business

Justin Sullivan/Getty Images
Justin Sullivan/Getty Images

For people who grew up roaming endless rows of action figures and testing go-karts at Toys “R” Us, the news of its closing last year felt a little like the official end of childhood.

But we have good news for kids—and kids at heart—everywhere: Toys “R” Us is back in business. And it just opened its first new store at the Westfield Garden State Plaza mall in Paramus, New Jersey. A similar store will open in Houston, Texas in early December.

According to NJ.com, Tru Kids Brands purchased the company’s liquidated assets at an auction last October, and they’ve teamed up with “experiential retailer” b8ta to create smaller, more creative brick-and-mortar stores. At about 6500 square feet, the Paramus store is much more streamlined than the former 40,000-square-foot warehouse-like models.

“Much smaller, but this store is packed with product, packed with amazing brands, packed with innovation, great technology,” Tru Kids Brands CEO Richard Barry said at the grand opening.

That innovation comes in the form of eye-catching toy displays, touch screens, a “Play-a-Round Theater” space for kids to entertain themselves while their parents shop, and even “Geoffrey’s Tree House,” a playhouse at the center of the store, complete with a winding staircase.

In addition to classics like LEGO, Nintendo, and Nerf, the store also features some newer brands, like Paw Patrol, that you won’t recognize from your original adventures as a Toys “R” Us kid.

The experiential establishments aren’t the only way Tru Kids is trying to revive the former toy store—they also recently relaunched the Toys “R” Us website, which now reroutes consumers to Target’s website, where they can complete their purchases.

Inspired to pull your old Hot Wheels and Furbies out of storage to relive their glory days? Not a bad idea, since some of them could be worth a fortune.

[h/t NJ.com]

Warning: That $75 Costco Coupon Circulating on Facebook Is a Scam

AntonioGuillem/iStock via Getty Images
AntonioGuillem/iStock via Getty Images

The promise of $75 to spend at Costco—especially mere weeks from Thanksgiving—is understandably hard to pass up, so it’s no surprise that a coupon advertising just that has been circulating on Facebook for the past several days.

However, ABC7 reports that Costco took to Facebook to set the record straight: It’s a scam. “While we love our fans and our members,” the company said in a post, “this offer is a SCAM, and in no way affiliated with Costco.”

According to Snopes.com, users who click the link to get the coupon are taken to website pages, which are not operated by Costco, that ask them to share their name, address, email address, date of birth, phone number, complete several surveys, and register for “Reward Offers,” which might entail filling out a credit card application or signing up for a subscription service.

With hindsight bias, the operation definitely seems suspicious—but the information it requires really isn’t much different than what we’re used to sharing on the internet. Plenty of companies offer similar coupons that you can claim through social media, and you’ve probably entered your credit card information for at least a free trial or two. Plus, when you’re accustomed to scrolling through your Facebook feed about as fast as your thumbs can go, it’s not hard to overlook the misspelled words or shoddy logos that should be red flags.

If you’ve already clicked on the fake Costco coupon or think you’ve been targeted by phishing or scamming, the company recommends that you contact costcocare@costco.com or report the attempt to the Federal Trade Commission here.

Worried you might be an easy target for cyber scams? Check out these seven pieces of personal information you should think twice about sharing on social media.

[h/t ABC7]

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