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Graduates in These States Fare Best When It Comes to Student Debt

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Student loan debt in the U.S. grows larger each year. According to CNBC, the average American in their 20s with student loans to pay off owes about $22,135. But college graduates from some states have it easier than those from others. As Money reports, choosing the right state in which to get your education may end up saving you $16,000 in loan payments.

That number comes from the latest student debt study [PDF] from the Institute for College Access and Success. The organization looked at four-year public and private nonprofit colleges to determine the states where debt levels skew low and where they creep into $30,000-plus territory. Graduates who study in Utah have it the best: 57 percent of students there graduate without debt, and those who have debt carry burdens of $19,975 on average. Behind Utah are New Mexico, California, Arizona, and Nevada, all with average debt loads of less than $25,000 a student.

On the opposite end of the spectrum is New Hampshire, where new graduates are sent into the workforce with $36,367 in debt looming over their heads. Pennsylvania, Connecticut, Delaware, and Minnesota all produce average student debts between $31,000 and $36,000. And though graduates from West Virginia don't owe the most money, they are the most likely to owe any money at all, with 77 percent of students from the state racking up some amount of debt. The variation from state to state can be explained by the types of colleges that are popular in each region. The Northeast, for example, is home to some of the country's priciest private colleges, while students in the West are more likely to attend a public state school with lower tuition.

If you've already received a degree from an expensive school in a high-debt state, you can't go back in time and change your decision. But you can get smart about tackling the debt you've already accumulated. Check out these debt-busting strategies to see if one is right for your situation.

[h/t Money]

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Why You Should Think Twice About Drinking From Ceramics You Made by Hand
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Ceramic ware is much safer than it used to be (Fiesta ware hasn’t coated its plates in uranium since 1973), but according to NPR, not all new ceramics are free of dangerous chemicals. If you own a mug, bowl, plate, or other ceramic kitchen item that was glazed before entering the kiln, it may contain trace amounts of harmful lead.

Earthenware is often coated with a shiny, ceramic glaze. If the clay used to sculpt the vessel is nontoxic, that doesn’t necessarily mean the glaze is. Historically, the chemical has been used in glazes to give pottery a glossy finish and brighten colors like orange, yellow, and red.

Sometimes the amount of lead in a product is minuscule, but even trace amounts can contaminate whatever you're eating or drinking. Over time, exposure to lead in small doses can lead to heightened blood pressure, lowered kidney function, and reproductive issues. Lead can cause even more serious problems in kids, including slowed physical and mental development.

As the dangers of even small amounts of lead have become more widely known, the ceramics industry has gradually eliminated the additive from its products. Most of the big-name commercial ceramic brands, like Crock-Pot and Fiesta ware, have cut it out all together. But there are still some manufacturers, especially abroad, that still use it. Luckily, the FDA keeps a list of the ceramic ware it tests that has been shown to contain lead.

Beyond that list, there’s another group of products consumers should be wary of: kiln-baked dishware that you either bought from an independent artist or made yourself. The ceramic mug you crafted at your local pottery studio isn’t subject to FDA regulations, and therefore it may be better suited to looking pretty on your shelf than to holding beverages. This is especially true when consuming something acidic, like coffee, which can cause any lead hiding in the glaze to leach out.

If you’re not ready to retire your hand-crafted ceramic plates, the FDA offers one possible solution: Purchase a home lead testing kit and analyze the items yourself. If the tests come back negative, your homemade dishware can keep its spot on your dinner table.

[h/t NPR]

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Smiling Could Improve Your Athletic Performance—But Your Grins Can't Be Fake
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Athletes obviously enjoy breaking a sweat, but it’s not often that you’ll see one break into a smile while in the throes of competition. Yet that’s exactly what many coaches instruct them to do: Grinning mid-race has been said to relax muscles and boost physical performance. Recently, a group of researchers put this theory to the test, according to The New York Times. Their findings were published in the journal Psychology of Sport and Exercise.

Researchers from Ulster University in Northern Ireland and Swansea University in Wales instructed a group of 24 non-professional runners—both men and women—to shift between smiles and scowls while running on a treadmill. The volunteers were told that the experiment would measure how certain factors affected the amount of oxygen they used while jogging at various running speeds.

For the experiment’s first stage, runners wore face masks that measured their breathing. As they exercised until fatigue, researchers asked them to rate how they felt and report their coping strategies—for example, whether were they ignoring their pain or embracing it.

The study’s second segment required volunteers to engage in four individual runs, each lasting for six minutes. Mid-run, they were told to smile both genuinely and continuously, to scowl, to relax their torsos using a visualization technique, or to simply fall back on their usual endurance mindsets.

Smiles didn’t always improve runners’ performances. A few subjects picked up the pace while grimacing, possibly because these “game faces” made them ultra-determined to beat their personal records. But overall, runners with smiles were nearly 3 percent more efficient than normal. While seemingly insignificant, this difference is large enough to affect someone’s race performance, experts say.

Keeping in mind the study’s small size, the authors conclude that exercising while smiling might reduce muscular tension and thus amp up performance. But in order to gain this positive effect, athletes must beam genuinely. Fake smiles, like the kind you’ll see in school pictures, don’t work as many facial muscles, and therefore result in lower levels of relaxation.

Since it’s hard for anyone (let alone a focused athlete) to maintain an authentic smile during prolonged periods of strenuous activity, scientists suggest smiling near a race’s end, in 30-second intervals.

[h/t The New York Times]

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