Graduates in These States Fare Best When It Comes to Student Debt

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iStock

Student loan debt in the U.S. grows larger each year. According to CNBC, the average American in their 20s with student loans to pay off owes about $22,135. But college graduates from some states have it easier than those from others. As Money reports, choosing the right state in which to get your education may end up saving you $16,000 in loan payments.

That number comes from the latest student debt study [PDF] from the Institute for College Access and Success. The organization looked at four-year public and private nonprofit colleges to determine the states where debt levels skew low and where they creep into $30,000-plus territory. Graduates who study in Utah have it the best: 57 percent of students there graduate without debt, and those who have debt carry burdens of $19,975 on average. Behind Utah are New Mexico, California, Arizona, and Nevada, all with average debt loads of less than $25,000 a student.

On the opposite end of the spectrum is New Hampshire, where new graduates are sent into the workforce with $36,367 in debt looming over their heads. Pennsylvania, Connecticut, Delaware, and Minnesota all produce average student debts between $31,000 and $36,000. And though graduates from West Virginia don't owe the most money, they are the most likely to owe any money at all, with 77 percent of students from the state racking up some amount of debt. The variation from state to state can be explained by the types of colleges that are popular in each region. The Northeast, for example, is home to some of the country's priciest private colleges, while students in the West are more likely to attend a public state school with lower tuition.

If you've already received a degree from an expensive school in a high-debt state, you can't go back in time and change your decision. But you can get smart about tackling the debt you've already accumulated. Check out these debt-busting strategies to see if one is right for your situation.

[h/t Money]

10 LEGO Sets For Every Type of LEGO Builder 

Amazon
Amazon

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If you’re looking for a timeless gift to give this holiday season, look no further than a LEGO set. With kits that cater to a wide age range—from toddlers fine-tuning their motor skills to adults looking for a more engaged way to relax—there’s a LEGO set out there for everyone. We’ve rounded up some of our favorite sets on Amazon to help you find the LEGO box that will make your loved one smile this year. If you end up getting one for yourself too, don’t worry: we won’t tell.

1. Classic Large Creative Gift Box; $44

Amazon

You can never go wrong with a classic. This 790-piece box contains dozens of types of colored bricks so builders of any age can let their inner architect shine. With toy windows, doors, tires, and tire rims included in addition to traditional bricks, the building possibilities are truly endless. The bricks are compatible with all LEGO construction sets, so builders have the option of creating their own world or building a new addition onto an existing set.

Buy it: Amazon

2. Harry Potter Hogwarts Express; $64

Amazon

Experience the magic of Hogwarts with this buildable Hogwarts Express box. The Prisoner Of Azkaban-inspired kit not only features Hogwarts's signature mode of transportation, but also Platform 9 ¾, a railway bridge, and some of your favorite Harry Potter characters. Once the train is built, the sides and roof can be removed for play within the cars. There is a Dementor on board … but after a few spells cast by Harry and Lupin, the only ride he’ll take is a trip to the naughty list.

Buy it: Amazon

3. Star Wars Battle of Hoth; $160

Amazon

Star Wars fans can go into battle—and rewrite the course of history—by recreating a terrifying AT-AT Walker from the Battle of Hoth. Complete with 1267 pieces to make this a fun challenge for ages 10 and up, the Walker has elements like spring-loaded shooters, a cockpit, and foldout panels to reveal its deadly inner workings. But never fear: Even though the situation might look dire, Luke Skywalker and his thermal detonator are ready to save the day.

Buy it: Amazon

4. Super Mario Adventures Starter Course; $60

Amazon

Kids can play Super Mario in 3D with LEGO’s interactive set. After constructing one of the courses, young designers can turn on the electronic Mario figurine to get started. Mario’s built-in color sensors and LCD screens allow him to express more than 100 different reactions as he travels through the course. He’ll encounter obstacles, collect coins, and avoid Goomba and Bowser to the sound of the Mario soundtrack (played via an included speaker). This is a great gift for encouraging problem-solving and creativity in addition to gaming smarts.

Buy it: Amazon

5. Gingerbread House; $212

Amazon

Gingerbread houses are a great way to enjoy the holidays … but this expert-level kit takes cookie construction to a whole new level. The outside of the LEGO house rotates around to show the interior of a sweet gingerbread family’s home. Although the living room is the standout with its brick light fireplace, the house also has a kitchen, bedroom, bathroom, and outdoor furniture. A LEGO Christmas tree and presents can be laid out as the holidays draw closer, making this a seasonal treat you can enjoy with your family every year.

Buy it: Amazon

6. Elsa and Olaf’s Tea Party; $18

Amazon

LEGO isn’t just for big kids. Toddlers and preschoolers can start their LEGO journey early by constructing an adorable tea party with their favorite Frozen characters. As they set up Elsa and Olaf’s ice seats, house, and tea fixings, they’ll work on fine-motor, visual-spatial, and emotional skills. Building the set from scratch will enable them to put their own creative spin on a favorite movie, and will prepare them for building more complicated sets as they get older.

Buy it: Amazon

7. Collectible Art Set Building Kits; $120

Amazon

Why buy art when you can build it yourself? LEGO’s Beatles and Warhol Marilyn Monroe sets contain four options for LEGO art that can be built and displayed inside your home. Each kit comes with a downloadable soundtrack you can listen to while you build, turning your art experience into a relaxing one. Once you’re finished building your creation it can be exhibited within a LEGO brick frame, with the option to hang it or dismantle it to start on a new piece. If the 1960s aren’t your thing, check out these Sith and Iron Man options.

Buy it: Amazon

8. NASA Apollo Saturn V; $120

Amazon

The sky (or just the contents of your LEGO box) is the limit with LEGO’s Saturn V expert-level kit. Designed for ages 14 and up, this to-scale rocket includes three removable rocket stages, along with a command and service module, Lunar Lander, and more. Once the rocket is complete, two small astronaut figurines can plant a tiny American flag to mark a successful launch. The rocket comes with three stands so it can be displayed after completion, as well as a booklet for learning more about the Apollo moon missions.

Buy it: Amazon

9. The White House; $100

Amazon

Reconstruct the First Family’s home (and one of America’s most famous landmarks) by erecting this display model of the White House. The model, which can be split into three distinct sections, features the Executive Residence, the West Wing, and the East Wing of the complex. Plant lovers can keep an eye out for the colorful rose garden and Jacqueline Kennedy Garden, which flank the Executive Residence. If you’re unable to visit the White House anytime soon, this model is the next best thing.

Buy it: Amazon

10. Volkswagen Camper Van; $120

Amazon

Road trip lovers and camping fanatics alike will love this vintage-inspired camper. Based on the iconic 1962 VW vehicle, LEGO’s camper gets every detail right, from the trademark safari windshield on the outside to the foldable furniture inside. Small details, like a “Make LEGO Models, Not War” LEGO T-shirt and a detailed engine add an authentic touch to the piece. Whether you’re into old car mechanics or simply want to take a trip back in time, this LEGO car will take you on a journey you won’t soon forget.

Buy it: Amazon

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Hate Brown Apple Slices? Use This Simple Trick to Keep Them Fresh

Jessica Lewis, Unsplash
Jessica Lewis, Unsplash

Though they're perfectly safe to eat, brown apple slices aren't the most appealing-looking snack. If you love sliced apples but can't stand that fading color, eating them faster isn't your only option. All you need is a bowl of water and a bit of salt to keep your apples looking and tasting fresh and crisp long after you cut into them.

This trick for keeping apple slices from browning comes from Reader's Digest. Before picking up your knife, prepare a bowl of cold water. Stir in roughly half a teaspoon of salt for every cup of water and set the bowl aside until your apple slices are ready. Soak the slices for 10 minutes, drain them, and rinse them off to get rid of any excess salt. You can eat your apples right away or store them in a plastic bag or container for later. Either way, they should keep their appetizing white color for longer than they would without the saltwater soak.

Discoloration on an apple slice doesn't mean it's gone bad. When the enzymes inside an apple are exposed to air, they produce benzoquinone and melanins in a process called oxidation. This chemical reaction is behind your apple's rapid browning. Salt inhibits these enzymes, which slow down the oxidation process.

The saltwater trick is great for keeping apples looking fresh, but it only works if they've been sliced. Here's a tip for stopping your whole apples from going bad after bringing them home from the grocery store (or picking them straight from the tree).

[h/t Reader's Digest]