Do You Make Enough to Own a Home in One of America's Largest Cities?

iStock
iStock

As the cost of living continues to rise, owning a home in the city is becoming an unobtainable dream for many urbanites. But exactly how expensive would it be to wave goodbye to landlords and rent checks and purchase a place of your own? Personal finance website SmartAsset used Census Bureau data to determine the minimum salary needed to afford a home in America’s largest cities, CNBC reports.

After gathering data on median home values for 2016, SmartAsset ran the numbers through their mortgage calculator to see what monthly home payments would look like in each city. For the purposes of the study, they assumed homeowners would start debt-free, make a 20 percent down payment on their house, take out a 30-year mortgage worth 80 percent of the home value, and pay 4 percent interest and 0.5 percent homeowner’s insurance.

California is the priciest locale for urban homeowners by far, with cities in that state accounting for four of the top five spots on the list. In San Francisco, where the median home value is over $1 million, you need to take home an annual salary of at least $164,666 before you can consider buying a house. In San Jose, California, the minimum salary for homeowners is $131,503, and in New York City it’s $111,662.

But owning a home in the city on a more humble salary isn’t impossible. In Indianapolis, the cheapest of the 15 cities, the median home value is $128,000, and the minimum income to buy a home is $21,955. Above that is Philadelphia, where you can get by as a homeowner on just $25,906 a year. Homes in San Antonio, Texas; Jacksonville, Florida; and Columbus, Ohio are all cheap enough to purchase with salaries of less than $30,000.

You can check out the full list of cities and salaries below.

1. San Francisco, CA // $164,666
2. San Jose, CA // $131,503
3. New York, NY // $111,662
4. Los Angeles, CA // $97,292
5. San Diego, CA // $97,292
6. Austin, TX // $60,875
7. Chicago, IL // $48,384
8. Phoenix, AZ // $35,022
9. Houston, TX // $33,641
10. Dallas, TX // $33,641
11. Columbus, OH // $28,013
12. Jacksonville, FL // $26,990
13. San Antonio, TX // $26,914
14. Philadelphia, PA // $25,906
15. Indianapolis, IN // $21,955

[h/t CNBC]

The New Apple Watch SE Is Now Available on Amazon

Apple/Amazon
Apple/Amazon

Apple products are notorious for their high price tags. From AirPods to iPads to MacBooks, it can be difficult to find the perfect piece of tech on sale when you are ready to buy. Luckily, for those who have had their eye on a new Apple Watch, the Apple Watch SE is designed with all the features users want but at a lower starting price of $279— and they're available on Amazon right now.

The SE exists as a more affordable option when compared to Apple's new Series 6 line of watches. This less expensive version has many of the same functions of its pricier brethren, except for certain features like the blood oxygen sensor and electrical heart sensor. To make up for the truncated bells and whistles, the SE comes in at least $120 cheaper than the Series 6, which starts at $400 and goes up to $800. The SE comes with technical improvements on previous models as well, such as the fall detection, a faster processor, a larger screen, water resistance, and more.

Now available in 40mm ($279) and 44mm ($309), both SE models offer a variety of colors to choose from, such as sliver, space gray, and pink. If you want cellular connection, you’ll have to pay a bit more for the 40mm ($329) and the 44mm ($359).

For more, head to Amazon to see the full list of offerings from Apple.

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More Than 650 New Words Have Been Added to Dictionary.com—Here Are 50 of Them

Online dictionaries can add words a little more quickly than their printed counterparts.
Online dictionaries can add words a little more quickly than their printed counterparts.
Pisit Heng, Pexels

Back in April, Dictionary.com updated its lexicon with a number of terms that had sprung up seemingly overnight, including COVID-19, novel coronavirus, and even rona. Now, as a testament to just how fast language evolves, the online dictionary has added 650 more.

Though the terms aren’t all quite as new as rona, they’ve all recently become prevalent enough to warrant their own dictionary entries. And they’re not all related to public health crises, either. New slang includes amirite, a truncated version of Am I right?; and zhuzh, a verb meaning “to make (something) more lively and interesting, stylish, or appealing, as by a small change or addition” (it can also be used as a noun).

There’s a handful of phrases that describe pets used for service or therapy—assistance animal, comfort animal, and emotional support animal, among others—and a couple that help capture the sometimes bizarre landscape of modern parenting. Sharent, a portmanteau of share and parent, refers to the act of chronicling your child’s life on social media (or a parent who does it); and extravagant methods of publicly announcing an unborn baby’s gender are now so widespread that gender reveal is a dictionary-recognized term. Some terms address racist behaviors—whitesplain and brownface, for example—while others reflect how certain people of color describe their specific ethnicities; Afro-Latina, Afro-Latino, and Afro-Latinx each have an entry, as do Pinay, Pinoy, and Pinxy.

In addition to the new entries, Dictionary.com has also added 2100 new definitions to existing entries and revised another 11,000 existing definitions—making it the site’s largest update ever. Black in reference to ethnicity is now a separate entry from the color black, and lexicographers have also combed through the dictionary to capitalize Black wherever it appears in other entries. They’ve also replaced homosexuality—now often considered an outdated clinical term with a negative connotation—with gayness in other entries, and addict with a person addicted to or a habitual user of. In short, people are constantly making language more inclusive and sensitive, and Dictionary.com is working to represent those changes in the dictionary.

Take a look at 50 of Dictionary.com’s new words and phrases below, and learn more about the updates here.

  1. Af
  1. Afro-Latina
  1. Afro-Latino
  1. Afro-Latinx
  1. Agile development
  1. Amirite
  1. Assistance animal
  1. Battle royale
  1. Bombogenesis
  1. Brownface
  1. Cap and trade
  1. Comfort animal
  1. Community management
  1. Companion animal
  1. Conservation dependent
  1. Conservation status
  1. Contouring
  1. Critically endangered
  1. DGAF
  1. Dunning-Kruger effect
  1. Ecoanxiety
  1. Emissions trading
  1. Emotional labor
  1. Emotional support animal
  1. Empty suit
  1. Extinct in the wild
  1. Filipinx
  1. Filipina
  1. Gender reveal
  1. GOAT
  1. Hodophobia
  1. Information bubble
  1. Ish
  1. Jabroni
  1. Janky
  1. MeToo
  1. Natural language processing
  1. Nothingburger
  1. Off-grid
  1. Pinay
  1. Pinoy
  1. Pinxy
  1. Ratio
  1. Sharent
  1. Swole
  1. Techlash
  1. Therapy animal
  1. Whitesplain
  1. World-building
  1. Zhuzh