Vienna Named World's Most Livable City for the Ninth Year in a Row

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There are lots of qualities to look for in a home city—climate, housing, and access to healthcare, to name a few. According to the latest Quality of Living City Ranking from the consulting firm Mercer, Vienna excels in all these areas, making it the world’s most livable city for the ninth year in a row, CNBC reports.

Every year, Mercer publishes a city report that companies and organizations can use to calculate compensation and hardship allowances for employees working abroad. The most recent survey ranks 231 cities, judging them on criteria such as political stability, education opportunities, and economic environment. According to Mercer, “Vienna remains the highest ranking city in Europe and globally, providing residents and expatriates with high security, well-structured public transportation, and a variety of cultural and recreation facilities.”

Behind the Austrian capital was Zurich, Switzerland, followed by Auckland, New Zealand and Munich, Germany tying for third. Vancouver, Canada represents the most livable city in North America in the No. 5 slot.

To find the best-rated American city on the list, you have to go all the way down to 30th place. That spot is occupied by San Francisco. The next U.S. city to make the cut is Boston at No. 35, then Honolulu at 36, Seattle at 44, New York at 45, and Los Angeles at 64. There is one category where a city in America came out ahead of the rest: This year, Mercer provided a separate ranking for city sanitation and named Honolulu No. 1.

Mercer’s city survey also named the least livable cities in the world for 2018. Baghdad, Iraq ranked last at No. 231, with Bangui in the Central African Republic and Sana’a in the Yemen Arab Republic ranking just above it.

Mercer only looks at the world’s major cities for their annual ranking. If you’re more interested in locations on the smaller side, here’s a list of the best small cities in America.

[h/t CNBC]

Your Smart TV Is Vulnerable to Hackers, According to the FBI

Ahmet Yarali / iStock via Getty Images
Ahmet Yarali / iStock via Getty Images

By this point, many of us have had the experience of mentioning a product or service out loud during a conversation, only to have an ad for that very thing pop up on a smart device mere moments later. And, although you may have gotten used to the idea of your gadgets keeping tabs on you, you might not realize that your new smart TV’s monitoring capabilities make it extra vulnerable to hackers.

KATV reports that the Portland, Oregon branch of the FBI released guidelines last week as part of its “Tech Tuesday” initiative to warn people about the risk of hackers gaining access to unsecured televisions through the routers. Because smart TVs likely have microphones and even cameras, successful hackers could do anything from petty mischief to serious stalking.

“At the low end of the risk spectrum, they can change channels, play with the volume, and show your kids inappropriate videos,” the FBI says. “In a worst-case scenario, they can turn on your bedroom TV’s camera and microphone and silently cyberstalk you.”

Before you head back to Best Buy, brandishing your receipt and begging for a refund, there are a number of safety precautions you can take to make yourself less of an easy target for cyberattacks.

The first step is knowing exactly what features your TV has, and understanding how to control them—the FBI recommends doing an internet search with the model number and the words microphone, camera, and privacy.

After that, you should delve right into those security settings. Disable the collection of personal information if you can, and learn how to limit microphone and camera access. If you don’t see an option to shut off the camera, black tape over it does the trick.

And, even if it’s not the most riveting reading material, it’s worth perusing the fine print on your device and streaming services to find out what data they collect, where they store it, and how they use it.

Check out all of the tips here, and then see what other everyday objects might be susceptible to hackers.

[h/t KATV]

25 Gift Cards That Give You—and Your Recipient—the Best Bang for Your Buck

flyparade/iStock via Getty Images
flyparade/iStock via Getty Images

Though gift cards can definitely solve your annual conundrum over what to buy those hard-to-please people on your list, deciding on a gift card is the easy part—deciding which gift card to give them, however, is where the challenge comes in.

To help you narrow it down, WalletHub devised a multi-factor ranking system for gift cards of all types, from home improvement outlets like Lowe’s to subscription services like Netflix. Researchers analyzed popularity (based on search volume), average buyer’s discount across major gift card exchange sites, average resale value, retailer ratings on popular review sites, and shipping fees, and then assigned an overall score to each of America’s 100 largest retailers.

According to the study, your best option this year is a Target gift card, with an average buyer’s discount of 5.76 percent, a resale value of $77.12, and a retailer rating of 3.09 out of 5.

But before you stock up on Target gift cards for your many friends and family members, you might want to peruse the rest of WalletHub’s data. IKEA, for example, which tied for third place with Home Depot and eBay, boasts an average buyer’s discount of 10.85 percent.

The top performers from the food industry were Starbucks, Chick-fil-A, McDonald’s, and Chipotle, which all tied for fourth place (among several other companies, Netflix and iTunes included) with 50 points apiece.

Even if you’ve already decided which gift cards you’re going with this holiday season, it’s still worth looking at WalletHub’s data before you buy them to make sure you’re getting a discount comparable to (or better than) the average. And, if there’s a particularly choosy recipient on your list who’ll likely try to resell their gift card, perhaps pick one with an especially high resale value, like Costco’s $84.60 or Walmart’s $84.09.

Check out the rankings below, including overall score, and find out the full details from WalletHub’s study here.

  1. Target // Score: 70
  1. Walmart // Score: 60
  1. Sephora // Score: 60
  1. eBay // Score: 55
  1. Home Depot // Score: 55
  1. IKEA // Score: 55
  1. iTunes // Score: 50
  1. Starbucks // Score: 50
  1. Costco // Score: 50
  1. Chick-fil-A // Score: 50
  1. Netflix // Score: 50
  1. McDonald’s // Score: 50
  1. Fandango // Score: 50
  1. Chipotle // Score: 50
  1. REI // Score: 50
  1. Old Navy // Score: 50
  1. H&M // Score: 50
  1. Disney // Score: 45
  1. Google Play // Score: 45
  1. Best Buy // Score: 45
  1. Macy's // Score: 45
  1. Lowe's // Score: 45
  1. Subway // Score: 45
  1. Amazon // Score: 40
  1. Gamestop // Score: 40

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