How Much You Need to Make to Afford a Home in Each State

Millennials are increasingly opting to pay rent over mortgages as housing prices creep up across the country. But the American dream of owning a home is more realistic in some places than it is in others. According to this data visualization from the cost information site How Much, where you choose to live can save you tens of thousands of dollars on housing payments a year.

How Much calculated the salary you need to afford the average home in each state by running data from Zillow into a mortgage calculator. They assumed that homeowners would pay interest of 4 to 5 percent depending on the state, make a down payment of 10 percent, and spend 30 percent of their annual income on their mortgage. Based on these numbers, they found West Virginia to be the most affordable state to live in: There you only need to make $38,320 to own the average $149,500 home. Behind it is Ohio with a salary requirement of $38,400 and Michigan with a salary of $40,800. All the states where the minimum salary to own a home falls below $50,000 are located in the South, North-Atlantic, and Midwestern U.S.

At the opposite end of the spectrum, Hawaii occupies the top slot. To afford an average house there, which goes for $610,000, you need to bring home an annual income of at least $153,520. Washington D.C., where you need to make $138,440 or more, is the second most expensive location for homeowners, followed by California with a minimum salary of $120,120.

If the map above doesn't make you feel any more optimistic about owning a home, check out this map from 2017 of the earnings needed to rent a two-bedroom apartment in each state.

Amazon's Best Cyber Monday Deals on Tablets, Wireless Headphones, Kitchen Appliances, and More

Amazon
Amazon

This article contains affiliate links to products selected by our editors. Mental Floss may receive a commission for purchases made through these links.

Cyber Monday has arrived, and with it comes some amazing deals. This sale is the one to watch if you are looking to get low prices on the latest Echo Dot, Fire Tablet, video games, Instant Pots, or 4K TVs. Even if you already took advantage of sales during Black Friday or Small Business Saturday, Cyber Monday still has plenty to offer, especially on Amazon. We've compiled some the best deals out there on tech, computers, and kitchen appliances so you don't have to waste your time browsing.

Computers and tablets

Amazon

- Amazon Fire HD 10 Tablet 64GB; $120 (save $70)

- Amazon Fire HD 8 Tablet 64GB; $84 (save $35)

- HP Pavilion x360 14 Convertible 2-in-1 Laptop; $646 (save $114)

- HP Pavilion Desktop, 10th Gen Intel Core i3-10100 Processor; $469 (save $81)

- Acer Nitro 5 Gaming Laptop; $973 (save $177)

Headphones and speakers

Beats/Amazon

- Bose QuietComfort 35 II Wireless Bluetooth Headphones; $200 (save $100)

- Sony Bluetooth Noise-Canceling Wireless Headphones; $278 (save $72)

- JBL LIVE Wireless Headphones; $100 (save $30)

- JBL Charge 4 - Waterproof Portable Bluetooth Speaker; $120 (save $10)

- Bose SoundLink Color Bluetooth Speaker II; $79 (save $50)

- Powerbeats Pro Wireless Earphones; $200 (save $50)

Video Games

Sony

- Watch Dogs Legion; $30 (save $30)

- Marvel's Avengers; $27 (save $33)

- Ghost of Tsushima; $40 (save $20)

- The Last of Us Part II; $30 (save $30)

TECH, GADGETS, AND TVS

Samsung/Amazon

- Amazon Fire TV Stick; $30 (save $20)

- Echo Show 8; $65 (save $65)

- Nixplay Digital Picture Frame; $115 (save $65)

- eufy Smart Doorbell; $90 (save $30)

- Samsung 75-Inch Class Crystal 4K Smart TV; $898 (save $300)

home and Kitchen

Ninja/Amazon

- T-fal 17-Piece Cookware Set; $124 (save $56)

- Le Creuset Enameled Cast Iron Curved Round Chef's Oven; $180 (save $136)

- Ninja Foodi 10-in-1 Convection Toaster Oven; $195 (save $105)

- Roborock E4 Robot Vacuum Cleaner; $189 (save $111)

- Instant Pot Max Pressure Cooker 9 in 1; $80 (save $120)

- Shark IZ362H Cordless Anti-Allergen Lightweight Stick Vacuum; $170 (save $110)

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The World’s Favorite Christmas Movies, Mapped

Will Ferrell in Elf (2003).
Will Ferrell in Elf (2003).
Warner Bros.

The start of the holiday season means it’s time to recommence the annual debate over which Christmas movies are the best. If you’re discussing the matter with a friend from France or Brazil, they might be arguing hard for Gremlins, the 1984 cult classic that may or may not actually be a Christmas movie. India, on the other hand, is home to many fans of 2000’s How the Grinch Stole Christmas.

Those trends come from a new study by broadband experts at UK-based online comparison site money.co.uk. Basically, they analyzed Google search data for 30 Christmas movies across 18 countries to see how holiday viewership differs from nation to nation. All the films included in the study are relatively mainstream, so you won’t find Rankin/Bass’s Nestor, The Long-Eared Christmas Donkey (1977) anywhere on the map.

What you will find is Elf, the 2003 comedy starring Will Ferrell as an overlarge Santa’s helper navigating Manhattan. Considering that the film is the apparent favorite of viewers in Scotland, Wales, Ireland, Canada, and South Africa, it seems that Ferrell’s absurdist humor isn’t just funny to U.S. residents. Love Actually (2003) also ranked first in five countries, including England, Spain, and Norway. But neither Love Actually nor Elf clinched the top spot in the U.S. The Nightmare Before Christmas (1993) did, with an average monthly search volume of nearly 3.7 million.

The search data used in the study is from October through December of last year, which might explain why Last Christmas landed in first place in Germany. The romantic comedy, starring Emilia Clarke and Henry Golding, premiered in 2019 to generally poor reviews, so it’s possible that Germans won’t be Googling it quite so often this year.

See the map below, and learn more about the survey here.

money.co.uk