Here's How Much It Costs to Have a Baby in America

iStock
iStock

From the time they're conceived to the day they graduate college, children come with a pricey bill—a mix of health care costs, living expenses, education, and other expenses. Not surprisingly, that financial drain begins as soon as you get your first hospital bill following their birth.

According to the The Economist, which cites the International Federation of Health Plans, the average cost of a non-Caesarean delivery in the United States in 2015 was $10,808. When including health care needed both during and after pregnancy, the total is roughly $30,000.

Obviously, those with health insurance aren't burdened with the full amount of that bill. But co-pays, deductibles, and other costs passed to parents mean the average hospital fee is roughly $3000 out of pocket. That cost typically covers the obstetrician's fee, hospital facility fees, and anesthesiology.

This figure can fluctuate depending on which state parents live in. In Alabama, for example, it could cost as little as $5017 to bring your child into the world, while New Yorkers are more likely to field bills in the amount of $8936. Compared to other nations, America usually comes in first on the list of the most expensive places to procreate. If you have a baby in Spain, for example, fees associated with the birth might come to an average $1950.

[h/t The Economist]

How Much Are You Spending on Streaming Services? This Handy Calculator Can Tell You

LightFieldStudios/iStock via Getty Images
LightFieldStudios/iStock via Getty Images

With the recent debut of both Disney+ and Apple TV+, not to mention upcoming launches for HBO Max, NBC’s Peacock, and more, streaming services are officially coming for cable television’s throne—and might sneakily empty your bank account while they're at it.

While a monthly fee of $10 to $15 seems easy enough to justify if you’re willing to sacrifice a burrito bowl or fancy cocktail once a month, the little voice in the back of your head is probably whispering, “but it still adds up.” To find out just how much, MarketWatch created a calculator that will not only tell you how much you’re spending on streaming services every month; it’ll also add up the lifetime cost of all those entertainment expenses.

The calculator covers Netflix, CBS All Access, Hulu, Amazon Prime, Sling TV, Disney+, Apple TV+, and YouTube TV, and it also includes a whole host of add-ons that you might not even have realized were available. Through Amazon Prime, for example, you can subscribe to HBO, Showtime, and other premium channels—but there are also more niche options like Hallmark Movies Now and NickHits (with iCarly, The Fairly OddParents, and other Nickelodeon classics).

As you check off services and add-ons, you’ll see your monthly bill on the right side of the total box, and the lifetime cost—which accounts for 50 years of streaming, adjusted for inflation—will balloon before your eyes on the left side. Below that, there’s an even larger number labeled as the lifetime “true” cost, which estimates how much you would’ve made if you had invested that money instead.

For example: If you sign up for basic monthly subscriptions to Netflix and Disney+ for $9 and $7, respectively, your lifetime cost totals around $16,200. However, if you had opted to invest that money, the 50-year prediction sees you walking away with almost $74,000.

Having said that, it’s understandably hard to look that far into the future, especially when Disney+ is tempting you with the Lizzie McGuire series, Star Wars spinoff The Mandalorian, and practically every beloved animated Disney movie from your childhood.

[h/t MarketWatch]

Everything You Need to Know About Budgets

Mental Floss via YouTube
Mental Floss via YouTube

Blustery days are finally replacing balmy ones, and that means the holidays are almost here. From booking Thanksgiving airline tickets to buying heartfelt holiday gifts, it’s easy to find yourself a little short on both time and money. In other words: ’tis the season for budgets.

In the latest episode of Scatterbrained, presented by Discover, Mental Floss editor-in-chief Erin McCarthy and friends will walk you through some tips and tricks to help you make a budget—and stick to it.

In addition to learning how to break down your paychecks into categories and knock out your to-do list efficiently, you’ll also delve into the history behind budgets—which didn’t always relate to financial planning. (When William Shakespeare used the word budget in The Winter’s Tale, for example, he was referring to a small purse.)

Find out more—including the surprising thing you have in common with squirrels—in the full video below.

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