Scam Alert: FBI Warns That Hackers Are Trying to Reroute Your Direct Deposit Paycheck

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iStock

There's a new phishing scam to look out for, according to the FBI, and this one directly targets your paycheck. As WJHL reports, cyber-criminals are hacking into employees' payroll accounts and rerouting their direct deposits.

The scam has grown from 17 reported cases in 2017 to 47 as of this past July, enough for the FBI to release an announcement warning the public of the security threat. The scam starts with an email asking a worker to share the login credentials to their employee account. Law enforcement officials say to be overly cautious regarding any emails asking about your payroll, as the fake message reportedly looks very convincing.

Once the scammers have the information they need, they infiltrate the employee's account and update it to deposit future paychecks to a prepaid card. On payday, the thieves use these cards to withdraw cash or make purchases—often before the worker has a chance to realize what's happened. Over $1 million have been stolen this way in 2018.

The scam has been targeting school districts, universities, and hospitals, but anyone who uses direct deposit at their job should be on alert for suspicious emails. Be wary of messages you receive outside of normal work hours: This is when many phishing emails are sent. If an email contains a link, hover your cursor over it before clicking to confirm the URL is associated with your workplace. And even if you don't see any immediate red flags, forward emails that ask for your login credentials to your HR department to make sure they're legitimate. For more common phishing scams, check out our list.

[h/t WJHL]

Save Up to 93 Percent on 8 Gaming Accessories and Enter to Win a Free Nintendo Switch Bundle

Stackcommerce
Stackcommerce

The Nintendo Switch is one of the hottest video game consoles of the past few decades, with worldwide sales topping 55 million (that's more than the Super Nintendo and Nintendo 64, and it's only a few million behind the original NES). The problem with a console being so popular is that it's not always easy to spot one on store shelves. If you haven't had luck finding one in recent months, you can enter this contest to win your very own Nintendo Switch, along with a copy of Animal Crossing: New Horizons, a pair of Switch-compatible Logitech wireless headphones, and a $300 Nintendo gift card. Head here for more details.

While you wait to see who wins, check out these other great deals on gaming accessories.

1. Protective TPU Case for Nintendo Switch Console; $12 (20 percent off)

Geek Supply Co.

Once you get your Switch, you'll want to keep it in pristine condition. This protective case is made with shock-absorbent, flexible TPU for full protection against bumps, scratches, dust, fingerprints, and even the occasional toss in the heat of the moment.

Buy it: The Mental Floss Shop

2. Two-in-One Docking Station for Nintendo Switch Joy-Cons; $16 (20 percent off)

Geek Supply Co.

The standard Switch will only charge one pair of Joy-Cons at a time, so if you've got a roommate always willing to hop in on a quick game of Mario Kart, you'll need this spare charging dock to make sure their controller is ready to go. The weighted base keeps the controllers stable so they’ll sit still to charge until you’re ready to play.

Buy it: The Mental Floss Shop

3. Four-in-One Nintendo Switch Joy-Con Charging Dock; $18 (28 percent off)

Geek Supply Co.

Same as above, except this model charges two pairs of Joy-Cons at once. The easy-to-read red LED light lets you know it’s working, and the green lets you know it’s time to play.

Buy it: The Mental Floss Shop

4. Ultra-Slim 500-Game Retro Gaming Device (Red); $14

Atelier Delfina

This portable HD gaming device packs over 500 classic arcade games like Pac-Man, Contra, Tetris, and plenty more. And with five hours of battery life, you'll get plenty of nostalgia before needing a recharge.

Buy it: The Mental Floss Shop

5. Ninja Dragon Stealth 7 Wireless Silent Led Backlit Mouse (Black); $28 (30 percent off)

Onetify

The precision (or lack thereof) of a mouse can make all the difference when gaming on a PC. This wireless model comes with a 1600DPI true gaming sensor, ultra-precise scroll wheel, and high-precision positioning to avoid any lag while in a game.

Buy it: The Mental Floss Shop

6. Gamecube Controller Adapter for WII/PC/Nintendo Switch; $10 (50 percent off)

Geek Supply Co.

A Nintendo Gamecube controller is still the best way to play any of the Super Smash Bros. titles, and with this adapter, you can use the old-school controllers on the Wii U or Nintendo Switch for an easy way to dive into multiplayer games. It also works for PC gaming.

Buy it: The Mental Floss Shop

7. Gforce 3 Professional 7200rpm USB 3.0/Esata External HDD (Black); $140 (11 percent off)

Fantom Drives

If you haven’t already, you’re going to want to back up all of your files to an external hard drive. This external HDD has 3TB of storage, meaning you likely won't run out of space even if you tried.

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8. Core 17-Inch Gaming Backpack With Molded Panel; $110 (15 percent off)

Mobile Edge LLC

This bag was designed specifically to hold gaming laptops and consoles, plus their accessories, in three large storage sections and four side pockets. It also features an external USB charge port for instant power.

Buy it: The Mental Floss Shop

Prices subject to change.

This article contains affiliate links to products selected by our editors. Mental Floss may receive a commission for purchases made through these links. If you haven't received your voucher or have a question about your order, contact the Mental Floss shop here.



What the Color Codes on Toothpaste Tubes Really Mean

PeopleImages/iStock via Getty Images
PeopleImages/iStock via Getty Images

Packaging details—like the circles on chip bags and the symbols on cosmetics labels—can be mystifying to the average consumer. For years, a graphic has circulated the internet claiming to explain the hidden meaning behind the colored markings on the bottom of toothpaste tubes. While it's true that those color codes are there for a reason, the reason is much less interesting than the online rumors suggest.

According to Snopes, a widely-shared image on social media alleges that the colors on the seams of toothpaste tubes correlate to certain types of ingredients. The picture shows four different colored markings, with green meaning natural, blue indicating natural and medicine, red meaning natural and chemical composition, and black signifying pure chemical.

This "decoding" isn't based in truth, however. The markings on toothpaste packaging have nothing to do with the ingredients inside the tube—and even if they did, classifications like natural and chemical are too vague to mean anything. The real reason the colors are there is to aid the machinery responsible for putting the packaging together. The tiny colored rectangles are actually called eye marks or color marks, and they tell light beam sensors where a tube needs to be cut or folded. Once the toothpaste reaches the store, the markings no longer serve a purpose.

If you do want to know more about the ingredients in your toothpaste, it's not as hard as deciphering a mysterious code. "Oral care companies don’t mark their toothpastes with colored squares to try to trick consumers and hide ingredients from them," Colgate writes on its website. "If you want to know what kind of ingredients your toothpaste has, don’t look for a colored block at the end of the tube. Instead, take a look at the packaging for a comprehensive list of ingredients."

You can find the ingredients in your toothpaste listed on the outer box and/or the tube itself—and you don't need to know any secret codes to read them.

[h/t Snopes]