Beware: Phone Scammers Are Posing as Equifax Reps

iStock
iStock

There doesn’t appear to be an end in sight for the recent Equifax data breach that compromised the personal information of more than 143 million people. After trying to assuage customers by offering ID and credit score monitoring, the company came under fire when they tried to insert some fine print in the monitoring agreement that waived a consumer’s right to sue as a result of the stolen data. Then, the company admitted the hackers had gained entry via a security issue that had a patch available—Equifax just hadn’t bothered to implement it.

The latest issue: On September 14, the Federal Trade Commission (FTC) posted a warning on their blog cautioning consumers to be mindful of phone scammers posing as Equifax representatives.

“It’s a scam,” FTC employee Lisa Weintraub Schifferle writes. “Equifax will not call you out of the blue.”

Schifferle advises that anyone receiving a call from someone posing as an Equifax employee hang up immediately, even if your caller ID indicates it’s genuine. (Spoof numbers can mimic virtually any business.)

Unfortunately, that’s not all victims of the breach have to worry about. CBS News reports that information mined from the hack could be used in a scam to file tax returns and receive a refund—the person with the compromised identity won’t know it until he or she files their real return and is told it’s already been processed. If this happens, it's best to phone the FTC’s Identity Theft Hotline (877-438-4338) for advice on how to proceed.

Experts are also asking consumers to be on guard against “spear-phishing,” the practice of sending emails that appear to be from banks or other businesses that have enough of your personal information to look legitimate. Clicking through might open the door to malware that can steal even more of your data. It’s best to initiate contact with financial institutions yourself and avoid clicking on any links. When it comes to your financial and personal information, a little paranoia can go a long way.

[h/t Lifehacker]

10 Products for a Better Night's Sleep

Amazon/Comfort Spaces
Amazon/Comfort Spaces

Getting a full eight hours of sleep can be tough these days. If you’re having trouble catching enough Zzzs, consider giving these highly rated and recommended products a try.

1. Everlasting Comfort Pure Memory Foam Knee Pillow; $25

Everlasting Comfort Knee Pillow
Everlasting Comfort/Amazon

For side sleepers, keeping the spine, hips, and legs aligned is key to a good night’s rest—and a pain-free morning after. Everlasting Comfort’s memory foam knee pillow is ergonomically designed to fit between the knees or thighs to ensure proper alignment. One simple but game-changing feature is the removable strap, which you can fasten around one leg; this keeps the pillow in place even as you roll at night, meaning you don’t have to wake up to adjust it (or pick it up from your floor). Reviewers call the pillow “life-changing” and “the best knee pillow I’ve found.” Plus, it comes with two pairs of ear plugs.

Buy it: Amazon

2. Letsfit White Noise Machine; $21

Letsfit White Noise Machine
Letsfit/Amazon

White noise machines: They’re not just for babies! This Letsfit model—which is rated 4.7 out of five with nearly 3500 reviews—has 14 potential sleep soundtracks, including three white noise tracks, to better block out everything from sirens to birds that chirp enthusiastically at dawn (although there’s also a birds track, if that’s your thing). It also has a timer function and a night light.

Buy it: Amazon

3. ECLIPSE Blackout Curtains; $16

Eclipse Black Out Curtains
Eclipse/Amazon

According to the National Sleep Foundation, too much light in a room when you’re trying to snooze is a recipe for sleep disaster. These understated polyester curtains from ECLIPSE block 99 percent of light and reduce noise—plus, they’ll help you save on energy costs. "Our neighbor leaves their backyard light on all night with what I can only guess is the same kind of bulb they use on a train headlight. It shines across their yard, through ours, straight at our bedroom window," one Amazon reviewer who purchased the curtains in black wrote. "These drapes block the light completely."

Buy it: Amazon

4. JALL Wake Up Light Sunrise Alarm Clock; $38

JALL Wake Up Light Sunrise Alarm Clock
JALL/Amazon

Being jarred awake by a blaring alarm clock can set the wrong mood for the rest of your day. Wake up in a more pleasant way with this clock, which gradually lights up between 10 percent and 100 percent in the 30 minutes before your alarm. You can choose between seven different colors and several natural sounds as well as a regular alarm beep, but why would you ever use that? “Since getting this clock my sleep has been much better,” one reviewer reported. “I wake up not feeling tired but refreshed.”

Buy it: Amazon

5. Philips SmartSleep Wake-Up Light; $200

Philips SmartSleep Wake-Up Light
Philips/Amazon

If you’re looking for an alarm clock with even more features, Philips’s SmartSleep Wake-Up Light is smartphone-enabled and equipped with an AmbiTrack sensor, which tracks things like bedroom temperature, humidity, and light levels, then gives recommendations for how you can get a better night’s rest.

Buy it: Amazon

6. Slumber Cloud Stratus Sheet Set; $159

Stratus sheets from Slumber Cloud.
Slumber Cloud

Being too hot or too cold can kill a good night’s sleep. The Good Housekeeping Institute rated these sheets—which are made with Outlast fibers engineered by NASA—as 2020’s best temperature-regulating sheets.

Buy it: SlumberCloud

7. Comfort Space Coolmax Sheet Set; $29-$40

Comfort Spaces Coolmax Sheets
Comfort Spaces/Amazon

If $159 sheets are out of your price range, the GHI recommends these sheets from Comfort Spaces, which are made with moisture-wicking Coolmax microfiber. Depending on the size you need, they range in price from $29 to $40.

Buy it: Amazon

8. Coop Home Goods Eden Memory Foam Pillow; $80

Coop Eden Pillow
Coop Home Goods/Amazon

This pillow—which has a 4.5-star rating on Amazon—is filled with memory foam scraps and microfiber, and comes with an extra half-pound of fill so you can add, or subtract, the amount in the pillow for ultimate comfort. As a bonus, the pillows are hypoallergenic, mite-resistant, and washable.

Buy it: Amazon

9. Baloo Weighted Blanket; $149-$169

Baloo Weighted Blanket
Baloo/Amazon

Though the science is still out on weighted blankets, some people swear by them. Wirecutter named this Baloo blanket the best, not in small part because, unlike many weighted blankets, it’s machine-washable and -dryable. It’s currently available in 12-pound ($149) twin size and 20-pound ($169) queen size. It’s rated 4.7 out of five stars on Amazon, with one reviewer reporting that “when it's spread out over you it just feels like a comfy, snuggly hug for your whole body … I've found it super relaxing for falling asleep the last few nights, and it looks nice on the end of the bed, too.” 

Buy it: Amazon 

10. Philips Smartsleep Snoring Relief Band; $200

Philips SmartSleep Snoring Relief Band
Philips/Amazon

Few things can disturb your slumber—and that of the ones you love—like loudly sawing logs. Philips’s Smartsleep Snoring Relief Band is designed for people who snore when they’re sleeping on their backs, and according to the company, 86 percent of people who used the band reported reduced snoring after a month. The device wraps around the torso and is equipped with a sensor that delivers vibrations if it detects you moving to sleep on your back; those vibrations stop when you roll onto your side. The next day, you can see how many hours you spent in bed, how many of those hours you spent on your back, and your response rate to the vibrations. The sensor has an algorithm that notes your response rate and tweaks the intensity of vibrations based on that. “This device works exactly as advertised,” one Amazon reviewer wrote. “I’d say it’s perfect.”

Buy it: Amazon

This article contains affiliate links to products selected by our editors. Mental Floss may receive a commission for purchases made through these links.

Tenino, Washington, Is Loaning Residents Wooden Money to Boost Its Economy

Pixabay, Pexels
Pixabay, Pexels

Like many places around the country, Tenino, Washington, has taken a financial hit during the COVID-19 pandemic. Instead of writing checks to residents in need, the town is printing its own money on wood in an effort to boost the local economy, CNN reports.

Any Tenino resident living below the poverty line can apply for a wooden currency loan. To qualify, they must prove they lost money as a result of the pandemic, but as town mayor Wayne Fournier told The Hustle, “we’re pretty open to what that means.”

One wooden note is worth $25, and qualified candidates can receive up to 12 of them per month—the equivalent of $300. The dollars look unique, with a retro design and a Latin inscription that roughly translates to “We’ve got this handled.” But the special money serves a larger purpose: The notes are only valid at local businesses, which ensures spenders keep the cash within the local economy instead of giving it to major retailers. When a transaction has been made, business owners can take the currency to City Hall and exchange it for real U.S. currency.

This isn't Tenino's first time enduring economic hardship. By 1931, America had entered the Great Depression, and the town's local Citizens Bank had frozen all accounts. Tenino responded by printing its first run of wooden dollars that year. That original program, which was funded by the local Chamber of Commerce instead of the town government, allowed residents to exchange up to 25 percent of their bank deposits for the wooden notes.

Today the bills from the 1930s are collector's items. The town had that part of its history in mind when it launched its new alternative currency program; the wooden dollars circulating today were even printed using the same newspaper press used to make the wooden money 90 years ago.

[h/t CNN]