All U.S. Hospitals Will Now Be Required to List Their Prices Online

iStock.com/DNY59
iStock.com/DNY59

Beginning in 2019, Americans will no longer need to make 30 phone calls to figure out how much it will cost to deliver a baby or get an X-ray. According to Newsweek, a new federal rule will require hospitals across the country to list their prices online beginning on January 1, 2019.

Critical access hospitals, psychiatric hospitals, and rehabilitation facilities will soon be required to list the prices of the procedures, surgeries, and medical supplies they offer, including drugs and anesthesia. The Affordable Care Act of 2010 stipulated that medical costs be made public, but the new federal rule goes a step further and requires that this information to be posted online, allowing easy access to would-be patients.

This list of services and prices, called a chargemaster, has previously been difficult for prospective patients to access before undergoing a procedure or receiving a medical service. Patients usually only learn how much they've been charged after a claim has been sent to one’s insurance provider—or once they've received a shockingly high bill. Some hospitals say this is because their chargemasters contain proprietary information, while others say it would simply confuse patients.

For those who want to shop around and pick the hospital with the most affordable prices, it often requires calls to multiple medical facilities plus one’s healthcare provider—not to mention the patience needed to weather all the transfers and time spent on hold, as Vox reporter Johnny Harris found out while trying to figure out how much it would cost for his wife to give birth.

The new federal rule aims to make this information easier to find. The prices will need to be listed in a “machine-readable” format that lets users download it into a spreadsheet, and it will need to be updated at least once a year, according to NBC4's take on information from the U.S. Department of Health and Human Services.

However, patients are reminded that the actual cost may vary depending on the patient's specific health insurance or Medicare plan. Some nonprofit hospitals also factor one’s income into the equation when tallying up costs, so that should change the grand total, too. Even if it still requires a little guesswork on your part, this new transparency when it comes to health care costs is a welcome change.

[h/t Newsweek]

Wayfair’s Fourth of July Clearance Sale Takes Up to 60 Percent Off Grills and Outdoor Furniture

Wayfair/Weber
Wayfair/Weber

This Fourth of July, Wayfair is making sure you can turn your backyard into an oasis while keeping your bank account intact with a clearance sale that features savings of up to 60 percent on essentials like chairs, hammocks, games, and grills. Take a look at some of the highlights below.

Outdoor Furniture

Brisbane bench from Wayfair
Brisbane/Wayfair

- Jericho 9-Foot Market Umbrella $92 (Save 15 percent)
- Woodstock Patio Chairs (Set of Two) $310 (Save 54 percent)
- Brisbane Wooden Storage Bench $243 (Save 62 percent)
- Kordell Nine-Piece Rattan Sectional Seating Group with Cushions $1800 (Save 27 percent)
- Nelsonville 12-Piece Multiple Chairs Seating Group $1860 (Save 56 percent)
- Collingswood Three-Piece Seating Group with Cushions $410 (Save 33 percent)

Grills and Accessories

Dyna-Glo electric smoker.
Dyna-Glo/Wayfair

- Spirit® II E-310 Gas Grill $479 (Save 17 percent)
- Portable Three-Burner Propane Gas Grill $104 (Save 20 percent)
- Digital Bluetooth Electric Smoker $224 (Save 25 percent)
- Cuisinart Grilling Tool Set $38 (Save 5 percent)

Outdoor games

American flag cornhole game.
GoSports

- American Flag Cornhole Board $57 (Save 19 percent)
- Giant Four in a Row Game $30 (Save 6 percent)
- Giant Jenga Game $119 (Save 30 percent)

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The Worst Drivers In America Live in These 15 States

Life of Pix, Pexels
Life of Pix, Pexels

No matter how many times you've been cut off on a road trip, anecdotal evidence alone can't prove that a certain state's drivers are worse than yours. For that, you need statistics. The personal finance company SmartAsset compiled data related to bad driving behaviors to create this list of the 15 states in America with the worst drivers.

This ranking is based on four metrics: the number of fatalities per 100 million miles driven in each state, DUI arrests per 1000 drivers, the percentage of uninsured drivers, and how often residents Google the terms “speeding ticket” or “traffic ticket.”

Mississippi ranks worst overall, with the second-highest number of fatalities and the second lowest percentage of insured drivers. This marked the third year in a row Mississippi claimed the bottom slot in SmartAsset's worst driver's list. This year, it's followed by Nevada in second place and Tennessee in third. You can check out the worst offenders in the country in the list below.

Some motorists may be more interested in avoiding the cities plagued by bad driving than the states. These two categories don't always align: Oregon, which didn't crack the top 10 states with the worst drivers, is home to Portland, the city with the worst drivers according to one quote comparison site. After reading through the list of states, compare it to the cities with the worst drivers in America here.

  1. Mississippi
  1. Nevada
  1. Tennessee
  1. Florida
  1. California
  1. Arizona
  1. South Carolina (Tie)
  1. Texas (Tie)
  1. New Mexico
  1. Alaska
  1. Louisiana
  1. Alabama
  1. Oregon
  1. Arkansas
  1. Colorado