If You Pay for Netflix or Hulu Through iTunes, You Could Be Saving 15 Percent Each Month

KellyISP/iStock via Getty Images
KellyISP/iStock via Getty Images

For prices ranging from $8.99 to $15.99 a month, streaming services like Netflix offer some of the best value in entertainment. But a growing number of platforms—including Amazon Prime, Hulu, and forthcoming services from Disney and Apple—means that viewers might be looking to cut costs. Fortunately, there’s a way to do that that requires only minimal effort. Is there a catch? Naturally. We’ll explain.

In a post for MoneyTalksNews, writer Donna Freedman points out that warehouse chains like Costco offer gift cards for iTunes at a 15 percent discount. A $100 card might cost just $85, for example. You can then use the card to pay for your Netflix or Hulu subscription if you currently pay for the service through iTunes.

Here’s the first of two wrinkles: Costco runs these deals only periodically, so you’ll have to catch the cards—which are usually limited to two per customer—during their window of availability. Second, Netflix is no longer using iTunes as a pay portal for new members. Members who use iTunes will be redirected toward Netflix’s own billing interface. That’s because Netflix was apparently tired of giving Apple a cut of membership revenue. However, existing Netflix members who are still tied into iTunes billing prior to the switch in late 2018 are able to apply the iTunes cards as payment. By purchasing them from a warehouse club, they’ll be able to save the 15 percent. So can new or existing Hulu members, who can opt to subscribe via iTunes.

Not a Costco member? There’s a workaround for that, too. Have a friend or relative purchase a Costco Cash Card, which can be used by non-members but tacks on a 5 percent surcharge, reducing the iTunes savings to 10 percent. Alternately, just have them buy the iTunes card on your behalf.

Does this seem like a lot of effort for minimal savings? For some people, it might. But if your streaming platforms are beginning to add up, knocking the price down by 15 percent might be worth the hustle.

[h/t MoneyTalksNews]

10 Simple Tricks for Charging Your Smartphone Faster

Makidotvn, iStock via Getty Images
Makidotvn, iStock via Getty Images

Smartphones always seem to reach low power at the least convenient moments possible. If you've ever urged your device to charge faster in the minutes before a phone interview or when you're about to board a plane, you can relate. While the easiest way to avoid this scenario is to plug in your device before the battery dips into the danger zone, if you've already reached this point, there are simple ways to speed up the charging process.

Some hacks for charging a phone faster involve steps you can take in anticipation of the next time you're surviving on minimum energy. Certain gadgets, like special chargers and battery packs, will power-up your device more efficiently than others. For moments when your phone is dying and all you have is your regular charging cable, adjusting your phone's settings to minimize the power it consumes also works in a pinch.

You can find some specific ways to charge your phone quickly below: 

  1. Plug it into a wall outlet instead of a USB port.
  1. Use a portable battery pack.
  1. Buy a special "fast" phone charger.
  1. Switch to low power mode.
  1. Switch to airplane mode.
  1. Let your phone drain completely on its own once a month to the extend the battery life.
  1. Close any background apps.
  1. Stop automatic app updates.
  1. Don't check your phone while it's charging
  1. Keep your phone out of the heat.

For more tricks for making your phone usage more efficient, check out these tips for typing faster.

The 20 Best States for Singles

monkeybusinessimages, iStock via Getty Images
monkeybusinessimages, iStock via Getty Images

Being single on Valentine's Day means you don't have to worry about cards, gifts, or date ideas. But if you'd like to do something romantic on February 14, your chances of snagging a date in time may depend on where you live. WalletHub crunched the numbers to create a definitive list of the best states to be single and looking for love in America.

To come up with its rankings, the personal finance site analyzed numerous data points for each state, including the proportion of single adults, nightlife and entertainment opportunities, and economic factors like cost of living. Combined, these qualities paint of picture of where you're most likely to find, afford, and enjoy a date.

Florida secured the number one position with a total score of 69.21 out of 100. Though it comes in 33rd out of the 50 states for economics, it places third for dating opportunities and fourth for romance and fun, earning it the top slot. It's followed by California with a score of 67.41 and Texas with 66.77. You can check out the top 20 states below, and see how all 50 states ranked at WalletHub.

  1. Florida // 69.21
  1. California // 67.41
  1. Texas // 66.77
  1. New York // 65.29
  1. Pennsylvania // 64.61
  1. Ohio // 63.10
  1. Illinois // 62.61
  1. Wisconsin // 61.13
  1. Massachusetts // 59.11
  1. Michigan // 58.56
  1. Arizona // 57.22
  1. New Jersey // 56.71
  1. Georgia // 56.11
  1. Colorado // 56.01
  1. North Carolina // 55.58
  1. Minnesota // 55.42
  1. Virginia // 54.98
  1. Washington // 54.76
  1. Missouri // 54.29
  1. Nevada // 53.64

The world uses Valentine's Day to celebrate romance, but you can take it as an opportunity to embrace singledom in 2020. If that's your plan, here are some vintage tips for living alone to keep in mind.

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