Are You and Your Partner In Sync Financially?
1 of 12
How often do you and your significant other discuss money?
Frequently
Occasionally
Almost never—money talk is awkward!
2 of 12
Do you and your partner have a household budget?
Yes, and we keep careful records of how much we’re spending.
Yes, and we have a general sense of how much we’re spending.
No, we tend to wing it each month.
3 of 12
Do you know how much your partner makes?
Yes, we discuss our salaries (especially when it comes to our contributions to household expenditures).
I have a general sense, but we don’t discuss it regularly.
No, it’s rude to discuss money.
4 of 12
Do you know your partner’s credit score?
Yes—we make it a point to talk about where we stand.
I generally know his or her range, just not the exact number.
No, talking about this kind of thing only leads to arguments.
5 of 12
Are your or your partner’s spending habits a frequent source of tension?
No. We do our best to discuss purchases together, and have our own accounts that we can use to spend on ourselves.
We argue about it occasionally.
Yes. We tend to hide expenditures from one another, and rarely agree on what kinds of things are worth spending money on.
6 of 12
Do you maintain separate bank accounts, or have you merged everything?
We have a joint account, as well as our own individual accounts.
We only have joint accounts.
We keep everything separate.
7 of 12
Are you on the same page in terms of your financial goals?
For the most part.
We talk about it, but we seem to have different priorities.
I don’t know—we haven’t really talked about our financial future.
8 of 12
Who is primarily responsible for big financial decisions?
Both of us
One of us
Neither of us is very on top of our finances.
9 of 12
You’re thinking about taking money from your joint account to splurge on an item you’ve had your eye on for a while. Do you talk it through with your partner first?
Yes—this isn’t just my money.
No—we trust one another to make good decisions.
No—my partner does whatever he or she wants, so why should I ask for permission?
10 of 12
Your partner’s debt is …
Something we should both be concerned with.
Something he or she is working towards fixing.
Nothing that I lose sleep over.
11 of 12
Have you talked about how you might handle unexpected financial burdens, like a sick relative, or unemployment?
Yes, and we have emergency savings in place.
Yes, but mostly as a hypothetical.
No, we’ll cross that bridge if/when we come to it.
12 of 12
Are you both involved in keeping track of your household’s finances?
Yes—we both regularly check our account balances, investment portfolios, and track our spending.
Yes, but one of us is more vigilant than the other.
No—either my partner or I handles most of our household’s financials.
