Which of These Factors Can Influence My Credit Score?
1 of 12
Opening a new credit card.
It will lower my score.
It will raise my score.
There won’t be a change.
2 of 12
Closing a savings account.
It will lower my score.
It will raise my score.
There won’t be a change.
3 of 12
Checking my credit score.
It will lower my score.
It will raise my score.
There won’t be a change.
4 of 12
The credit check associated with a loan application.
It will lower my score.
It will raise my score.
There won’t be a change.
5 of 12
Having a high credit utilization ratio.
It will lower my score.
It will raise my score.
There won’t be a change.
6 of 12
Withdrawing money from my IRA.
It will lower my score.
It will raise my score.
There won’t be a change.
7 of 12
Having a brief credit history.
It will lower my score.
It will raise my score.
There won’t be a change.
8 of 12
Defaulting on a medical bill.
It will lower my score.
It will raise my score.
There won’t be a change.
9 of 12
Routinely submitting late payments to banks/companies I owe.
It will lower my score.
It will raise my score.
There won’t be a change.
10 of 12
Filing my taxes late.
It will lower my score.
It will raise my score.
There won’t be a change.
11 of 12
Marrying someone who has poor credit
It will lower my score.
It will raise my score.
There won’t be a change.
12 of 12
Paying all of my bills on time
It will lower my score.
It will raise my score.
There won’t be a change.
